183 Moss Tree Rd, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 183 Moss Tree Rd, Sugar Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 5,111 sqft · built 2015
Lot Size	1.01 acres (43,996 sqft)
Owner	Trust Name on File
Last Sale	$1,395,000 (Jan 2019)
Tax Bill	$10,859 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70721`

Property Details

APN / Parcel Number

Primary APN	`70721`
Alternative APN	`18470094545800000`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,111 sqft Heated Area
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	501 sqft
Deck Area	376 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	70721
Street Address	183 MOSS TREE RD
City	SUGAR MOUNTAIN
State	NC
Zip	28604-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SM CLOUD SPRINGS LOTS 203&204 PLAT 5-123
Legal Subdivision	SM CLOUD SPRING
Legal Lot Number	203-204 204
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1040
Census Tract	930200

Owner

183 Moss Tree Rd is held in a trust since January 2019.

Source: Avery County records, as of December 3, 2025

Owner of Record	Trust Name on File
Mailing Address	5150 THE POINTE, ENGLEWOOD, FL 34223-8104
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Prior Sale	Dec 10, 2015 · Amount on File
Deed Document Number	0005272107
Deed Book / Page	527 / 2107
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jan 7, 2019
Property Address	183 MOSS TREE RD, SUGAR MOUNTAIN, NC 28604-6906
Document Number	0005272107
Book / Page	000527 / 002107
Instrument Date	Jan 4, 2019
Instrument	79
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,790.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5150 THE POINTE ENGLEWOOD FL 342238104, ENGLEWOOD, FL 34223-8104

Mortgage

Document Number	5272110
Date	Jan 7, 2019
Book Page	000527/002110
Instrument	80

Lender

Name	JOHN MCMINN
Address	261 BERMUDA BEACH DR, FORT PIERCE, FL 34949-1527
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 6, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 183 Moss Tree Rd was $10,859.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Sugar Mountain Village
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,859.00	$1,597,000 Land $87,500 Building $1,509,500	$1,597,000 Land $87,500 Building $1,509,500
2023	$6,388.00	$1,597,000 Land $87,500 Building $1,509,500	$1,597,000 Land $87,500 Building $1,509,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 183 Moss Tree Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Moss Tree Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20