183 Meadow Lake Dr, Freeport, FL 32439 Property Records

Walton County property record for 183 Meadow Lake Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,399 sqft · built 2020
Lot Size	0.209 acres (9,081 sqft)
Owner	Individual Name on Record
Last Sale	$426,500 (Aug 2020)
Tax Bill	$75 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23121-000-0660`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23121-000-0660`
Alternative APNs	`17-119-23121-000-0660` `1085228`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,399 sqft Living Area
Gross Area	3,465 sqft
1st Floor Area	2,399 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,081 sqft (0.209 acres)
Garage Type	Attached
Garage Area	549 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	183 MEADOW LAKE DR
City	FREEPORT
State	FL
Zip	32439-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 66 MEADOWS AT HAMMOCK BAY PHASE 2 PB 20-01 OR 3073-4718 OR 3156-4396 OR 3156-4401
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY PHASE 2
Legal Phase	2
Legal Block	6
Legal Lot Number	66
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2018
Census Tract	950502

Owner

Source: Walton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	183 MEADOW LAKE DR, FREEPORT, FL 32439-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Aug 26, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage BROKER SOLUTIONS INC
Aug 26, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC
May 20, 2019	Trustee's Deed, Construction Loan · Line of Credit UNITED BK
May 18, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	202032549
Deed Book / Page	3156 / 4401
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Jun 10, 2026
Property Address	183 MEADOW LAKE DR, FREEPORT, FL 32439-2350
Document Number	0000023796
Book / Page	3401 / 3452
Instrument Date	Nov 22, 2025
Instrument	202623796
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 MEADOW LAKE DR, FREEPORT, FL 32439-2350

Mortgage

Document Number	0000023796,
Date	Jun 10, 2026
Book Page	3401/3452
Instrument	202623796

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.19%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 26, 2020
Property Address	183 MEADOW LAKE DR, FREEPORT, FL 32439-2350
Document Number	0031564401
Book / Page	3156 / 4401
Map Reference	MB 20 PG 1
Instrument Date	Aug 14, 2020
Instrument	20200032549
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,985.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 PARTIN DR N, 127, NICEVILLE, FL 32578-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 MILL CREEK DR, BAKER, FL 32531-8479

Mortgage

Document Number	0031564403
Date	Aug 26, 2020
Instrument	3156/4403

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 26, 2020
Property Address	183 MEADOW LAKE DR, FREEPORT, FL 32439-2350
Document Number	0031564396
Book / Page	003156 / 004396
Instrument Date	Aug 14, 2020
Instrument	32547
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055
Investor	Possibly a Property Investor

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WALTON FL
Recording Date	May 20, 2019
Property Address	183 MEADOW LAKE DR, FREEPORT, FL 32439-2350
Document Number	0031054617
Book / Page	003105 / 004617
Instrument Date	May 16, 2019
Instrument	16151
Transaction Type	Construction Loan
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055

Mortgage

Document Number	31054617
Date	May 20, 2019
Book Page	003105/004617
Instrument	16151

Lender

Name	UNITED BK
Type	Bank
Address	ATMORE, AL 36502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 19, 2020

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 18, 2018
Property Address	183 MEADOW LAKE DR, FREEPORT, FL 32439-2350
Document Number	0030734718
Book / Page	003073 / 004718
Instrument Date	May 16, 2018
Instrument	16311
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$850.78
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00 Homeowner's exemption Veteran's exemption	$409,820 (-18.03%)	$507,721 (+1.55%) Land $55,000 Building $452,721
2024	$75.00
2023	$75.00 Homeowner's exemption	$499,971 (+11.09%) Land $49,485 Building $450,486	$499,971 (+11.09%) Land $49,485 Building $450,486
2022	$75.00 Homeowner's exemption	$450,068 Land $54,928 Building $395,140	$450,068 Land $54,928 Building $395,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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