183 Madison St, #SS, Waterville, NY 13480 Property Records

Oneida County and Sangerfield Town property record for 183 Madison St, #SS, Waterville, NY 13480

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,880 sqft · built 1900
Owner	2 Individual Names on Record
Last Sale	$223,000 (Jul 2021)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305401 392.010-3-13`

Property Details

APN / Parcel Number

Primary APN	`305401 392.010-3-13`
Alternative APNs	`540139201000030130000000` `000630`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,880 sqft Living Area
1st Floor Area	1,160 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Depth	212 ft Depth
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000630
Street Address	183 MADISON ST, SS
City	WATERVILLE
State	NY
Zip	13480-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	183 MADISON ST 69X221 N MADISON E GOLDSTEIN S ALBERDING W GARRETT
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	ONEIDA NY
Township / Civil Division	SANGERFIELD
Census Block Group	2
Census Block	2014
Census Tract	25700

Owner

Source: Oneida County and Sangerfield Town records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	183 MADISON ST, WATERVILLE, NY 13480-1111
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 26, 2021	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	202112400
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	183 MADISON ST # SS, SS, WATERVILLE, NY 13480-1111
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001712
Date	Feb 13, 2024
Instrument	2024-001712

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2064

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	183 MADISON ST # SS, SS, WATERVILLE, NY 13480-1111
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004963
Date	Mar 30, 2022
Instrument	2022-004963

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Jul 26, 2021
Property Address	183 MADISON ST # SS, SS, WATERVILLE, NY 13480-1111
Document Number	0000012400
Instrument Date	Jul 23, 2021
Instrument	2021-012400
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	126 ROOSEVELT DR, UTICA, NY 13502-5725

Mortgage

Document Number	0000012401
Date	Jul 26, 2021
Instrument	2021-012401

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oneida County and Sangerfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Sangerfield Town
Municipality	Waterville Village
Unified School District	Waterville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,376.00 (+188.3%)	$72,000 (-) Land $5,000 Building $67,000	$171,838 (+12.89%) Land $11,933 Building $159,905
2023		$72,000 (-) Land $5,000 Building $67,000	$152,220 (+6.77%) Land $10,571 Building $141,649
2022	$1,171.00	$72,000 Land $5,000 Building $67,000	$142,574 Land $9,901 Building $132,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE VILLAGE serves 1,742 people · EPA ID NY3202415
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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