183 Lowder Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 183 Lowder Rd, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1965
Lot Size	1.22 acres (53,460 sqft)
Owner	Individual Name on File
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-01-301-012`

Property Details

APN / Parcel Number

Primary APN	`8913-01-301-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Basement Area	1,222 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	53,460 sqft (1.22 acres)
Lot Dimensions	270 ft deep x 198 ft wide
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	183 LOWDER RD
City	WATERLOO
State	IA
Zip	50703-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO EAST N 270 FT OF THAT PART NW SW SEC 1 T 89 R 13 LYING E OF LINE WHICH IS 1125 FT E OF CENTER LINE PRIM HWY 63
Legal Range	13W
Legal Township	89N
Legal Section	01
Legal Subdivision	UNPLATTED WLOO EAST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1040
Census Tract	2604

Owner

183 Lowder Rd is owned and occupied by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	183 LOWDER RD, WATERLOO, IA 50703-1031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2017	Deed of Trust, Mortgage · VA Mortgage COMMUNITY FIRST NATIONAL BANK
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	183 LOWDER RD, WATERLOO, IA 50703-1031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700015532
Date	Mar 7, 2017
Instrument	2017-00015532

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	183 LOWDER RD, WATERLOO, IA 50703-1031
Transaction Type	Mortgage
Record Updated	Aug 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002491
Date	Aug 3, 2020
Instrument	202100002491

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 183 Lowder Rd was $2,956 with a homeowner's exemption, down 4.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,956.00 (-4.83%) Homeowner's exemption	$179,340 Land $43,810 Building $135,530	$179,340 Land $43,810 Building $135,530
2024	$3,106.00
2023		$175,540 (+33.7%) Land $43,810 Building $131,730	$175,540 Land $43,810 Building $131,730
2022	$2,614.00 Homeowner's exemption	$131,290 Land $43,810 Building $87,480
2021			$131,290 Land $43,810 Building $87,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 183 Lowder Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Lowder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Lowder Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures