183 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 183 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 2024
Lot Size	0.488 acres (21,257 sqft)
Owner	2 Individual Names on File
Last Sale	$357,050 (Feb 2024)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Aug 2026 Transfer Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18A 4 9`

Property Details

APN / Parcel Number

Primary APN	`18A 4 9`
Alternative APN	`3857`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,278 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,257 sqft (0.488 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3857
Street Address	183 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240000464 FAIRWAY-4 LOT 9 21244 SF
Legal Subdivision	FAIRWAY LAKE MONTICELLO SUBDIVISION
Legal Lot Number	9
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1021
Census Tract	20103

Owner

183 Jefferson Dr is owned and occupied by two individuals who acquired it in August 2026.

Source: Fluvanna County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	183 JEFFERSON DR, PALMYRA, VA 22963-2303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 30, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 29, 2024	Deed, Subdivision Related Transfer · FHA Mortgage TOWNE FIRST MORTGAGE
Nov 21, 2019	Bargain and Sale Deed, Transfer OLD REPUBLIC TITLE
Jul 31, 2019	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Jun 10, 2021 · Amount on File
Deed Document Number	2024464
Last Transfer Date	Aug 7, 2026
Transfer Doc	0000002669
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 31, 2026
Property Address	183 JEFFERSON DR, PALMYRA, VA 22963-2303
Document Number	0000002669
Instrument Date	Aug 7, 2026
Instrument	20262669
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 JEFFERSON DR, PALMYRA, VA 22963-2303

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	183 JEFFERSON DR, PALMYRA, VA 22963-2303
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240003421
Date	Dec 30, 2024
Instrument	240003421

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

February 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 29, 2024
Property Address	183 JEFFERSON DR, PALMYRA, VA 22963-2303
Document Number	0240000464
Map Reference	DB 84 PG 27
Instrument Date	Jan 23, 2024
Instrument	240000464
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 JEFFERSON DR, PALMYRA, VA 22963-2303

Mortgage

Document Number	0240000465
Date	Feb 29, 2024
Instrument	240000465

Lender

Name	TOWNE FIRST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Nov 21, 2019
Property Address	183 JEFFERSON DR, PALMYRA, VA 22963-2303
Document Number	0001903565
Map Reference	PB 84 PG 27
Instrument Date	Nov 13, 2019
Instrument	1903565
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 COLONIAL RD, PALMYRA, VA 22963-2207

July 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 31, 2019
Property Address	183 JEFFERSON DR, PALMYRA, VA 22963-2303
Document Number	0001902276
Map Reference	PB 84 PG 29
Instrument Date	Jul 29, 2019
Instrument	1902276
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PINECREST CT, PALMYRA, VA 22963-3335

Tax Assessment & Valuation

The 2025 property tax bill for 183 Jefferson Dr was $2,378, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,000 (-) Land $30,000 Building $285,000	$315,000 (-) Land $30,000 Building $285,000
2025	$2,378.00 (+0.68%)	$315,000 Land $30,000 Building $285,000	$315,000 Land $30,000 Building $285,000
2024	$2,362.00
2023		$30,000 Land $30,000	$30,000 Land $30,000
2022	$253.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 183 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Jefferson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures