183 Haystack Hill Rd, Waynesville, NC 28785 Property Records

Haywood County property record for 183 Haystack Hill Rd, Waynesville, NC 28785

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,290 sqft · built 2017
Lot Size	1.29 acres (56,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,000 (Jul 2016)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8629-37-3018`

Property Details

APN / Parcel Number

Primary APN	`8629-37-3018`
Alternative APN	`244498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,290 sqft Heated Area
Gross Area	4,056 sqft
1st Floor Area	2,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	56,367 sqft (1.29 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	244498
Street Address	183 HAYSTACK HILL RD
City	WAYNESVILLE
State	NC
Zip	28785-0104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#12 VISTAS AT BUCK RIDGE
Legal Subdivision	BUCK RIDGE
Legal Unit	12
Jurisdiction	HAYWOOD NC
Township / Civil Division	IRON DUFF
Census Block Group	3
Census Block	3009
Census Tract	920102

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	183 HAYSTACK RD, WAYNESVILLE, NC 28785
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 6, 2017	Deed of Trust, Mortgage · Construction Mortgage RABUN COUNTY BANK
Jun 28, 2017	Loan Modification, Mortgage RABUN CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Document Number	20165771
Deed Book / Page	909 / 2169
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	183 HAYSTACK HILL RD, WAYNESVILLE, NC 28785-0104
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010202175
Date	Feb 5, 2021
Book Page	1020/2175
Instrument	2021001365

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	183 HAYSTACK HILL RD, WAYNESVILLE, NC 28785-0104
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009210016
Date	Jan 6, 2017
Book Page	921/0016
Instrument	2017000147

Lender

Name	RABUN COUNTY BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAYWOOD NC
Property Address	183 HAYSTACK HILL RD, WAYNESVILLE, NC 28785-0104
Document Number	0009310877
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2448 BELLTOWN RD CLARINGTON PA 158288721, CLARINGTON, PA 15828-8721

Mortgage

Document Number	0009310877
Date	Jun 28, 2017
Book Page	000931/000877
Instrument	5812

Lender

Name	RABUN CNTY BK
Type	Bank
Address	CLAYTON, GA 30525

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,000 (-) Land $62,900 Building $418,100
2025	$3,285.00	$481,000 (-3.99%) Land $62,900 Building $418,100	$481,000 (-3.99%) Land $62,900 Building $418,100
2023		$501,000 Land $82,900 Building $418,100	$501,000 (-) Land $82,900 Building $418,100
2021			$501,000 Land $82,900 Building $418,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Zito Media.

Cell Coverage

5G (outdoors only) and 4G LTE

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