Garrard County property record for 183 Emma Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 2017 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $207,500 (Jun 2020) |
| Tax Bill | $2,135 (2025) |
| Deeds & Mortgages | Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-099.14 |
| Primary APN | 11-099.14 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Lot Area | 68,389 sqft (1.57 acres) |
| Garage Type | Attached |
| Account Number | 22018 |
|---|---|
| Street Address | 183 EMMA DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 CADES COVE |
| Legal Subdivision | CADES COVE |
| Legal Lot Number | 14 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970102 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 183 EMMA DR, LANCASTER, KY 40444-7240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Deed Document Number | 2020157296 |
| Deed Book / Page | 303 / 361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 2, 2020 |
| Property Address | 183 EMMA DR, LANCASTER, KY 40444-7240 |
| Document Number | 00D303/361 |
| Book / Page | D303 / 361 |
| Map Reference | DB 290 PG 572 |
| Instrument Date | May 29, 2020 |
| Instrument | 157296 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $207.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4300 EVANGELINE LN, 4300, LEXINGTON, KY 40509-6901 |
| Name | Verified Name |
|---|---|
| Address | 183 EMMA DR, LANCASTER, KY 40444-7240 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,500 (-) Land $25,000 Building $182,500 | $207,500 (-) Land $25,000 Building $182,500 | |
| 2025 | $2,135.00 (-0.51%) | $207,500 (-) Land $25,000 Building $182,500 | $207,500 (-) Land $25,000 Building $182,500 |
| 2024 | $2,146.00 (-2.81%) | $207,500 (-) Land $25,000 Building $182,500 | $207,500 (-) Land $25,000 Building $182,500 |
| 2023 | $2,208.00 (-0.94%) | $207,500 (-) Land $25,000 Building $182,500 | $207,500 (-) Land $25,000 Building $182,500 |
| 2022 | $2,229.00 | $207,500 Land $25,000 Building $182,500 | $207,500 Land $25,000 Building $182,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures