183 E Gregg Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 183 E Gregg Rd, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1970
Square Footage	2,200 sqft Living Area
Lot Size	67,518 sqft (1.55 acres)
Occupancy	Owner Occupied
Last Sale	$173,000 (2015)
Tax Bill	$8,612.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 28.-1-20`
Alternative APN	`280002800000010200000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,200 sqft Living Area
1st Floor	1,100 sqft 1st Floor
2nd Floor	1,100 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1970
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	67,518 sqft (1.55 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool Pool Type
Pool Area	512 sqft Pool
Shed	1 Shed
Shed Area	60 sqft Shed
Porch Area	150 sqft Porch
Pole Structure	Pole Structure

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	183 E GREGG RD
City	SCHENECTADY
State	NY
Zip	12306-7413
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	2
Census Block	2015
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 28.-1-20

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	183 E GREGG RD, SCHENECTADY, NY 12306-7413
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2022	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP
May 16, 2019	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PREMIUM MORTGAGE CORP
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2015 · Amount on Record
Deed Sale	Oct 22, 2015 · Amount on Record
Prior Sale	Oct 22, 2015 · Amount on Record
Deed Book / Page	1924 / 448
Record Refreshed	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	183 E GREGG RD, SCHENECTADY, NY 12306-7413
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 E GREGG RD, SCHENECTADY, NY 12306-7413

Mortgage

Document Number	0000063435
Date	Dec 02, 2022
Book Page	5275/544
Instrument	202263435

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Oct 01, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	183 E GREGG RD, SCHENECTADY, NY 12306-7413
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021205
Date	May 16, 2019
Book Page	4911/610
Instrument	201921205

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	183 E GREGG RD, SCHENECTADY, NY 12306-7413
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 E GREGG RD, SCHENECTADY, NY 12306-7413

Mortgage

Document Number	0000013833
Date	Mar 16, 2022
Book Page	5210/521
Instrument	202213833

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 08, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,612.00	$213,900 (-) Land $27,500 Building $186,400	$329,100 (+16.95%) Land $42,311 Building $286,789
2023		$213,900 Land $27,500 Building $186,400	$281,400 Land $36,178 Building $245,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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