Scott County property record for 183 Cumberland Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1995 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Apr 2019) |
| Tax Bill | $1,885 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-40-177.000 |
| Primary APN | 137-40-177.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 7,710 sqft (0.177 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 183 CUMBERLAND DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 2 |
| Legal Subdivision | COLONY 2 |
| Legal Lot Number | 41 |
| Legal Unit | 4C |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40606 |
183 Cumberland Dr is owned and occupied by an individual who bought it in April 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 183 CUMBERLAND DR, GEORGETOWN, KY 40324-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage PEOPLES EXCHANGE BANK |
| Apr 22, 2019 | Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Apr 24, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on File |
| Deed Sale | Apr 22, 2019 · Amount on File |
| Prior Sale | Apr 24, 2017 · Amount on File |
| Deed Document Number | 2019399239 |
| Deed Book / Page | 404 / 873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 183 CUMBERLAND DR, GEORGETOWN, KY 40324-2528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M1334/001 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | M1334/001 |
| Instrument | 368085 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 22, 2019 |
| Property Address | 183 CUMBERLAND DR, GEORGETOWN, KY 40324-2528 |
| Document Number | D404/873 |
| Book / Page | D404 / 873 |
| Map Reference | CAB 3 SAL 1264 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 399239 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 COLLINS PATH APT 2, 119, GEORGETOWN, KY 40324-8464 |
| Name | Verified Name |
|---|---|
| Address | 183 CUMBERLAND DR, GEORGETOWN, KY 40324-2528 |
| Document Number | 399240 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 399240 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 24, 2017 |
| Property Address | 183 CUMBERLAND DR, GEORGETOWN, KY 40324-2528 |
| Document Number | D386/446 |
| Book / Page | D386 / 446 |
| Map Reference | CAB3 SL1264 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 368084 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 STEPHEN DR, 100, GEORGETOWN, KY 40324-8058 |
| Name | Verified Name |
|---|---|
| Address | 183 CUMBERLAND DR, GEORGETOWN, KY 40324-2528 |
The 2025 property tax bill for 183 Cumberland Dr was $1,885.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,700 (-) | $211,700 (-) | |
| 2025 | $1,885.00 | $211,700 | $211,700 |
| 2023 | $1,541.00 (+7.39%) | $170,000 (+2.78%) Land $32,500 Building $137,500 | $170,000 (+2.78%) Land $32,500 Building $137,500 |
| 2022 | $1,435.00 | $165,400 Land $29,000 Building $136,400 | $165,400 Land $29,000 Building $136,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 183 Cumberland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 183 Cumberland Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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