183 Co Rd 51, Waterloo, IN 46793 Property Records

DeKalb County property record for 183 Co Rd 51, Waterloo, IN 46793

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2020)
Tax Bill	$760 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-05-100-006.000-005`

Property Details

APN / Parcel Number

Primary APN	`17-03-05-100-006.000-005`
Alternative APN	`040305100006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Terrain	High
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Granary	192 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	040305100006
Street Address	183 COUNTY ROAD 51
City	WATERLOO
State	IN
Zip	46793-9771
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT N1/2 SW1/4 NW1/4 SECTION 5 TWP 35 RANGE 14 ACRES 2.00
Jurisdiction	DE KALB IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3000
Census Tract	20100

Owner

183 Co Rd 51, a mobile home, is owned and occupied by an individual who bought it in August 2020.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	183 COUNTY ROAD 51, WATERLOO, IN 46793-9771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Jan 2, 2019	Personal Representative Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Jan 2, 2019 · Amount on File
Deed Document Number	20205351
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	183 COUNTY ROAD 51, WATERLOO, IN 46793-9771
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006795
Date	Oct 22, 2020
Instrument	202006795

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 28, 2020
Property Address	183 COUNTY ROAD 51, WATERLOO, IN 46793-9771
Document Number	0202005351
Instrument Date	Aug 24, 2020
Instrument	202005351
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 COUNTY RD, WATERLOO, IN 46793

Mortgage

Document Number	0202005352
Date	Aug 28, 2020
Instrument	202005352

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 2, 2019
Property Address	183 COUNTY ROAD 51, WATERLOO, IN 46793-9771
Document Number	0201900024
Instrument Date	Dec 31, 2018
Instrument	201900024
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	183 COUNTY ROAD 51, WATERLOO, IN 46793-9771

Mortgage

Document Number	0201900025
Date	Jan 2, 2019
Instrument	201900025

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 183 Co Rd 51 was $760, up 12.9% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Franklin Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$760.00 (+12.93%)	$170,400 (+12.03%) Land $40,900 Building $129,500	$170,400 (+12.03%) Land $40,900 Building $129,500
2024	$673.00 (+11.24%)	$152,100 (+6.44%) Land $37,200 Building $114,900	$152,100 (+6.44%) Land $37,200 Building $114,900
2023	$605.00 (+2.02%)	$142,900 (+9.59%) Land $34,400 Building $108,500	$142,900 (+9.59%) Land $34,400 Building $108,500
2022	$593.00	$130,400 Land $29,900 Building $100,500	$130,400 Land $29,900 Building $100,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 183 Co Rd 51 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Co Rd 51 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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