183 Clover Point Cir, Guyton, GA 31312 Property Records

Effingham County property record for 183 Clover Point Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,860 sqft · built 2012
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jan 2021)
Tax Bill	$6,302 (2025)
Deeds & Mortgages	Jan 2021 Sale Jan 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`0416C-154-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-154-000`
Alternative APNs	`00920107000` `0416C154` `27735`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,860 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Garage Area	638 sqft
Porch	Slab
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27735
Street Address	183 CLOVER POINT CIR
City	GUYTON
State	GA
Zip	31312-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.23 AC LOT 154 OUT OF 416C-1B
Legal Subdivision	CLOVER POINT AT BELMONT GLEN
Legal Phase	1B
Legal Lot Number	154
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

183 Clover Point Cir is owned and occupied by two individuals who bought it in January 2021.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	183 CLOVER POINT CIR, GUYTON, GA 31312-7134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Warranty Deed, Transfer
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Aug 24, 2012 · Amount on File
Deed Document Number	202117
Deed Book / Page	2652 / 674
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 4, 2021
Property Address	183 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002652/693
Book / Page	2652 / 693
Instrument Date	Jan 4, 2021
Instrument	2021-000032
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 CLOVER POINT CIR, GUYTON, GA 31312-7134

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 4, 2021
Property Address	183 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002652/674
Book / Page	2652 / 674
Instrument Date	Jan 4, 2021
Instrument	2021-000017
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 CLOVER POINT CIR, GUYTON, GA 31312-7134

Mortgage

Document Number	0000002652/0000000676
Date	Jan 6, 2021
Book Page	0000002652/0000000676
Instrument	000163

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 183 Clover Point Cir was $6,302 with a homeowner's exemption, up 6% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,949 (-5.13%) Land $22,800 Building $162,149	$462,373 (-5.13%) Land $57,000 Building $405,373
2025	$6,302.00 (+6.01%) Homeowner's exemption	$194,948 (-0.76%) Land $22,800 Building $172,148	$487,371 (-0.76%) Land $57,000 Building $430,371
2024	$5,945.00	$196,434 Land $22,800 Building $173,634	$491,085 Land $57,000 Building $434,085
2022	$3,971.00	$136,763 Land $18,000 Building $118,763	$341,908 Land $45,000 Building $296,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 183 Clover Point Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Clover Point Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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