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183 Cedar Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 183 Cedar Bluff Dr, Winchester, TN 37398

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,248 sqft · built 1979
Lot Size1.18 acres (51,810 sqft)
Owner2 Individual Names on Record
Last Sale$242,000 (Nov 2020)
Tax Bill$1,763 (2022)
Deeds & MortgagesDec 2025 Line of Credit
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN026076I A 01900

Property Details

APN / Parcel Number

Primary APN026076I A 01900
Alternative APN
  • 076I A 01900

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,248 sqft Living Area
1st Floor Area1,704 sqft
Upper Floors Area544 sqft
Basement Area360 sqft
Finished Basement360 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area51,810 sqft (1.18 acres)
Lot Dimensions314 ft deep x 165 ft wide
Garage TypeFinished
Garage Area484 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address183 CEDAR BLUFF DR
CityWINCHESTER
StateTN
Zip37398-2445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: W01
Legal SubdivisionSHADOWBROOK EST
Legal Lot Number14
JurisdictionFRANKLIN TN
Township / Civil Division1
Census Block Group2
Census Block2032
Census Tract960500

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address183 CEDAR BLUFF DR, WINCHESTER, TN 37398-2445
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS TRI-COUNTY BANK
Nov 3, 2020Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE CO TENNESSE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2020 · Amount on Record
Deed SaleNov 3, 2020 · Amount on Record
Prior SaleAug 22, 2006 · Amount on Record
Deed Document Number20207958
Deed Book / Page440 / 750
Transfer Doc0000306588
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN TN
Property Address183 CEDAR BLUFF DR, WINCHESTER, TN 37398-2445
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address183 CEDAR BLUFF DR, WINCHESTER, TN 37398-2445

Mortgage

Document Number0025008011
DateDec 4, 2025
Book PageT1595/726
Instrument25008011
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
Address2030 DECHERD BLVD, DECHERD, TN 37324
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 24, 2035
Interest
Change FrequencyMonthly

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateNov 3, 2020
Property Address183 CEDAR BLUFF DR, WINCHESTER, TN 37398-2445
Document Number0000007958
Book / Page000448 / 000750
Instrument DateNov 2, 2020
Instrument7958
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanySTEWART TITLE, STEWART TITLE CO TENNESSE

Transaction

AmountAmount Recorded
Tax$895.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address183 CEDAR BLUFF DR WINCHESTER TN 373982442, WINCHESTER, TN 37398-2442

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
MunicipalityWinchester City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$69,950 (-) Land $11,250 Building $58,700
2023$69,950 Land $11,250 Building $58,700
2022$1,763.00$279,800 Land $45,000 Building $234,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER WATER SYSTEM
serves 25,683 people · EPA ID TN0000754
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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