183 Campo De Oro, Kyle, TX 78640 Property Records

Hays County property record for 183 Campo De Oro, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	4,984 sqft · built 2004
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,326 (2024)
Deeds & Mortgages	Oct 2017 Mortgage May 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`110137000A045002`

Property Details

APN / Parcel Number

Primary APN	`110137000A045002`
Alternative APN	`R104695`

Interior

Stories	1 Story
Building Area	4,984 sqft Living Area
1st Floor Area	2,522 sqft
Upper Floors Area	2,462 sqft

Exterior

Year Built	Built 2004
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Mixed
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R104695
Old Parcel Number	110137000A045002
Street Address	183 CAMPO DE ORO
City	KYLE
State	TX
Zip	78640-8782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROYO RANCH SEC TWO, BLOCK A, LOT 45, ACRES 1.07 TAX CODES:SHA,WEU,ACCD,EHA
Legal Subdivision	ARROYO RANCH SEC TWO
Legal Block	A
Legal Lot Number	45
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1000
Census Tract	10905

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	183 CAMPO DE ORO, KYLE, TX 78640-8782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage QUICKEN LNS
May 12, 2017	Trustee's Deed, Construction Loan · Construction Mortgage WORLD BUSN LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2007
Deed Sale	Feb 15, 2007
Prior Sale	Jun 15, 2004
Deed Document Number	70004554
Deed Book / Page	3109 / 436
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	183 CAMPO DE ORO, KYLE, TX 78640-8782
Document Number	0000039145
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	183 CAMPO DE ORO KYLE TX 786408782, KYLE, TX 78640-8782

Mortgage

Document Number	0000039145
Date	Nov 6, 2017
Instrument	39145

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAYS TX
Recording Date	May 12, 2017
Property Address	183 CAMPO DE ORO, KYLE, TX 78640-8782
Instrument Date	May 9, 2017
Instrument	16166
Transaction Type	Construction Loan
Record Updated	Aug 23, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1751 TAFT ST EAGLE PASS TX 788525264, EAGLE PASS, TX 78852-5264

Mortgage

Document Number	0000016166
Date	May 12, 2017
Instrument	16166

Lender

Name	WORLD BUSN LENDERS
Type	Funding / Finance Company
Address	JERSEY CITY, NJ 07302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 11, 2018

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$658,216 (+21%) Land $116,810 Building $647,210	$764,020 (-4.9%) Land $116,810 Building $647,210
2024	$9,326.00 (+3.42%)
2023		$543,980 Land $123,190 Building $680,160	$803,350 Land $123,190 Building $680,160
2018	$9,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOW WOODS WATER SUPPLY private · serves 1,554 people · EPA ID TX1050077
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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