Somerset County and Bernards Township property record for 183 Arbor Cir, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,626 sqft · built 1988 |
| Lot Size | 0.031 acres (1,337 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Jul 2022) |
| Tax Bill | $9,497 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-09001-0000-00044 |
| Primary APN | 02-09001-0000-00044 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,626 sqft Living Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 1,337 sqft (0.031 acres) |
| Old Parcel Number | 02001780300044 |
|---|---|
| Street Address | 183 ARBOR CIR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | ADDITIONAL LOTS: DUPLEX C |
| Legal Subdivision | CEDARS |
| Legal Block | 9001 |
| Legal Lot Number | 44 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 54100 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 183 ARBOR CIR, BASKING RIDGE, NJ 07920-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Sep 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Jul 28, 2022 | Executor's Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Prior Sale | Nov 19, 1997 · Amount on Record |
| Deed Document Number | 202233106 |
| Deed Book / Page | 7460 / 1988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 24, 2026 |
| Property Address | 183 ARBOR CIR, BASKING RIDGE, NJ 07920-3126 |
| Document Number | 0000024030 |
| Book / Page | 7699 / 997 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202624030 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 183 ARBOR CIR, BASKING RIDGE, NJ 07920-3126 |
| Document Number | 0000024030, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 7699/997 |
| Instrument | 202624030 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 183 ARBOR CIR, BASKING RIDGE, NJ 07920-3126 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000025285 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 7526/2495 |
| Instrument | 2023025285 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 28, 2022 |
| Property Address | 183 ARBOR CIR, BASKING RIDGE, NJ 07920-3126 |
| Document Number | 0000033106 |
| Book / Page | 7460 / 1988 |
| Map Reference | MB 1791 PG 56 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022033106 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | ASSOCIATED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 BLACK DOG RD, 33, BAR HARBOR, ME 04609-6013 |
| Name | Verified Name |
|---|---|
| Address | 183 ARBOR CIR, BASKING RIDGE, NJ 07920-3126 |
| Document Number | 0000033107 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022033107 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $594,700 (+5.71%) Land $157,500 Building $437,200 | $594,700 (+5.71%) Land $157,500 Building $437,200 | |
| 2025 | $9,497.00 (+0.32%) | $562,600 (+25.02%) Land $157,500 Building $405,100 | $562,600 (+25.02%) Land $157,500 Building $405,100 |
| 2024 | $9,467.00 (+12.96%) | ||
| 2023 | $450,000 Land $157,500 Building $292,500 | $450,000 Land $157,500 Building $292,500 | |
| 2022 | $8,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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