18297 Loop Ave, Grand Haven, MI 49417 Property Records

Ottawa County property record for 18297 Loop Ave, Grand Haven, MI 49417

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,292 sqft
Lot Size	0.048 acres (2,091 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-32-130-005`

Property Details

APN / Parcel Number

Primary APN	`70-03-32-130-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,292 sqft Living Area
1st Floor Area	722 sqft
Basement Area	722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	50 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18297 LOOP AVE
City	GRAND HAVEN
State	MI
Zip	49417-2589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 47 EXC E 8 FT BORCK'S SUPERVISORS PLAT NO 2
Legal Range	16W
Legal Township	8N
Legal Section	32
Legal Subdivision	S PLAT
Legal Block	130
Legal Lot Number	47
Jurisdiction	OTTAWA MI
Township / Civil Division	GRAND HAVEN
Census Block Group	1
Census Block	1008
Census Tract	21000

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18297 LOOP AVE, GRAND HAVEN, MI 49417-2589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Special Warranty Deed, Transfer · Line of Credit MORGAN STANLEY BANK
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2026
Transfer Doc	0000026293
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 25, 2026
Property Address	18297 LOOP AVE, GRAND HAVEN, MI 49417-2589
Document Number	0000026293
Instrument Date	Aug 18, 2026
Instrument	202626293
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18297 LOOP AVE, GRAND HAVEN, MI 49417-2589

Mortgage

Document Number	0000026294,
Date	Aug 25, 2026
Instrument	202626294

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18297 LOOP AVE, GRAND HAVEN, MI 49417-2589
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200037720
Date	Sep 2, 2020
Instrument	2020-0037720

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Grand Haven Charter Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,800 (+38.57%)	$409,600 (+38.57%)
2025	$2,294.00 (+7.3%)
2023		$147,800	$295,600
2022	$2,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1985–2020)
Claims Outside the SFHA	13 of 21
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND HAVEN serves 10,412 people · EPA ID MI0002750
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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