18297 Avy School Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 18297 Avy School Rd, Pecatonica, IL 61063

Property Summary

Property TypeRural Home
Details1,116 sqft · built 1988
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$164,000 (Feb 2020)
Tax Bill$4,660 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-07-300-007

Property Details

APN / Parcel Number

Primary APN09-07-300-007
Alternative APNs
  • 907300007
  • 439 513

Interior

Building Area1,116 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area217,800 sqft
Garage TypeAttached
Garage Area780 sqft

Location & Zoning

Street Address18297 AVY SCHOOL RD
CityPECATONICA
StateIL
Zip61063-9030
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionS 544.17 FT W 400.25 FT E 1601.51 FT SW1/4 SEC SEC: 7 TWP: 27 RANGE: 10 ACRES: 5.00
Legal Range10E
Legal Township27N
Legal Section07
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group4
Census Block4011
Census Tract4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18297 AVY SCHOOL RD, PECATONICA, IL 61063-9030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2020Warranty Deed, Transfer · Conventional with PMI
FIRST CMNTY CU/BELOIT
Nov 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2020 · Amount on Record
Deed SaleFeb 19, 2020 · Amount on Record
Prior SaleNov 2, 2018 · Amount on Record
Deed Document Number20201004712
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateFeb 19, 2020
Property Address18297 AVY SCHOOL RD, PECATONICA, IL 61063-9064
Document Number0001004712
Instrument DateFeb 14, 2020
Instrument1004712
Transaction TypeTransfer
Record UpdatedMar 2, 2020
Title CompanyLAKESHORE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$246.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18297 AVY SCHOOL RD PECATONICA IL 610639064, PECATONICA, IL 61063-9064

Mortgage

Document Number1004713
DateFeb 19, 2020
Instrument1004713
Lender
NameFIRST CMNTY CU/BELOIT
TypeCredit Union
AddressBELOIT, WI 53511
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 18, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address18297 AVY SCHOOL RD, PECATONICA, IL 61063-9064
Document Number0001034550
Instrument DateNov 2, 2018
Transaction TypeMortgage
Record UpdatedDec 28, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18297 AVY SCHOOL RD PECATONICA IL 610639064, PECATONICA, IL 61063-9064

Mortgage

Document Number0001034550
DateNov 29, 2018
Instrument1034550
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 28, 2033

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,660.00$76,448 (+26.69%) Land $21,519 Building $54,929$229,344 (+26.69%) Land $64,557 Building $164,787
2022Homeowner's exemption$60,341 Land $16,985 Building $43,356$181,023 Land $50,955 Building $130,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
JCWIFI.com
Fixed Wireless
200 / 200
AaroBand
Fixed Wireless
100 / 50
Rise Broadband
Fixed Wireless
25 / 5

May also be available: AT&T, Frontier, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Avy School Rd

Nearby Streets

Search Property Records by Address or Parcel Number