18295 Section St, Fairhope, AL 36532 Property Records

Baldwin County property record for 18295 Section St, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,903 sqft · built 2013
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Tax Bill	$4,461 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-09-30-0-000-077`

Property Details

APN / Parcel Number

Primary APN	`46-09-30-0-000-077`
Alternative APNs	`197633` `29791`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,903 sqft Heated Area
1st Floor Area	3,300 sqft
Upper Floors Area	1,603 sqft
Flooring	Ceramic Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)
Lot Dimensions	639 ft deep x 165 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	197633
Street Address	18295 SECTION ST
City	FAIRHOPE
State	AL
Zip	36532-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	165'X639.7' N1\2 OF S1\2 OF SE1\4 OF NE1\4 OF SE1\4 LESS RDROW SEC 30-6-2 RP309 PG1172 (WD/SURVIVORSHIP)
Legal Range	02
Legal Township	06
Legal Section	30
Legal Subdivision	WAVERLY MANOR
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1049
Census Tract	11202

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18295 SECTION ST, FAIRHOPE, AL 36532-5213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2007
Deed Sale	Aug 9, 2007
Deed Document Number	20071067708
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18295 SECTION ST, FAIRHOPE, AL 36532-5213
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001942211
Date	Sep 8, 2021
Instrument	1942211

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,461.00 (+3.1%) Homeowner's exemption
2025	$4,327.00 (+15.6%)	$140,740 (+15.15%) Land $49,380 Building $91,360	$1,407,400 (+15.16%) Land $493,800 Building $913,600
2023	$3,743.00 (+29.47%) Homeowner's exemption	$122,220 (+29.03%)	$1,222,100 (+29.04%) Land $462,600 Building $759,500
2022	$2,891.00 (+13.91%) Homeowner's exemption	$94,720	$947,100 Land $278,600 Building $668,500
2021	$2,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	24 (1979–2020)
Claims Outside the SFHA	7 of 24
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Katrina, Aug 2005 · 5 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 85% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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