Alameda County property record for 18295 Pepper St, Castro Valley, CA 94546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,239 sqft · built 1959 |
| Lot Size | 0.193 acres (8,415 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,045,000 (Dec 2017) |
| Tax Bill | $14,899 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 84C-905-40 |
| Primary APN | 84C-905-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,239 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,415 sqft (0.193 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 18295 PEPPER ST |
|---|---|
| City | CASTRO VALLEY |
| State | CA |
| Zip | 94546-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00040 BLK: AR: 084C PAGE: 0905 |
| Legal Subdivision | VAN HOOSEAR |
| Legal Lot Number | A |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 430200 |
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18295 PEPPER ST, CASTRO VALLEY, CA 94546-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK NA |
| Dec 29, 2017 | Grant Deed, Transfer OPES ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 2017286908 |
| Prior Transfer Date | Apr 13, 1998 |
| Prior Transfer Doc | 0000203441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 18295 PEPPER ST, CASTRO VALLEY, CA 94546-2317 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18295 PEPPER ST, CASTRO VALLEY, CA 94546-2317 |
| Investor | Possibly a Property Investor |
| Document Number | 0000038031 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026038031 |
| Name | FLAGSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | 5151 CORPORATE DR, TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Dec 29, 2017 |
| Property Address | 18295 PEPPER ST, CASTRO VALLEY, CA 94546-2317 |
| Document Number | 0000286908 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 286908 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,149.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 18295 PEPPER ST CASTRO VALLEY CA 945462317, CASTRO VALLEY, CA 94546-2317 |
| Document Number | 286909 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 286909 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Unified School District | Castro Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,212,784 (+2%) Land $363,835 Building $848,949 | ||
| 2025 | $14,899.00 (+2.2%) | $1,189,011 (+4.04%) Land $356,703 Building $832,308 | |
| 2024 | $14,578.00 (+1.5%) | ||
| 2023 | $14,362.00 | $1,142,843 Land $342,853 Building $799,990 | $1,219,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Etheric Networks, GeoLinks, T-Mobile.
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