18293 Co Rd 295, ARP, TX 75750 Property Records

Smith County property record for 18293 Co Rd 295, ARP, TX 75750

Property Summary

Property Type	Single Family Home
Lot Size	2.33 acres (101,669 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,547 (Jul 2026)
Tax Bill	$3,692 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R230430`

Property Details

APN / Parcel Number

Primary APN	`R230430`
Alternative APN	`1-06343-0000-00-002000`

Exterior

Lot Area	101,669 sqft (2.33 acres)
Lot Dimensions	631 ft deep x 161 ft wide

Location & Zoning

Account Number	R230430
Street Address	18293 COUNTY ROAD 295
City	ARP
State	TX
Zip	75750-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACK CREEK SUBD LOT 2 2025 NEW SUBD
Legal Subdivision	BLACK CREEK SUB
Legal Lot Number	2
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	3
Census Block	3021
Census Tract	2102

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18293 COUNTY ROAD 295, ARP, TX 75750-7008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Oct 11, 2024	Deed of Trust, Mortgage · Balloon Mortgage KEYSTONE FCU
Aug 12, 2024	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Deed Document Number	202619642
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SMITH TX
Recording Date	Jul 2, 2026
Property Address	18293 COUNTY ROAD 295, ARP, TX 75750-7008
Document Number	0000019642
Instrument Date	Jun 26, 2026
Instrument	202619642
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18293 COUNTY ROAD 295, ARP, TX 75750-7008

Mortgage

Document Number	0000019643,
Date	Jul 2, 2026
Instrument	202619643

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	18293 COUNTY ROAD 295, ARP, TX 75750-7008
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18293 COUNTY ROAD 295, ARP, TX 75750-7008
Investor	Possibly a Property Investor

Mortgage

Document Number	0001030234
Date	Oct 7, 2025
Instrument	202501030234

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	SOUTHLAKE, TX 76092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	18293 COUNTY ROAD 295, ARP, TX 75750-7008
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001029346
Date	Oct 11, 2024
Instrument	202401029346

Lender

Name	KEYSTONE FCU
Type	Credit Union
Address	TYLER, TX 75712

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 10, 2025

August 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Aug 12, 2024
Property Address	18293 COUNTY ROAD 295, ARP, TX 75750-7008
Document Number	0001022809
Map Reference	FILE 202401006310
Instrument Date	Aug 9, 2024
Instrument	202401022809
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2056, JACKSONVILLE, TX 75766-2050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5701 COUNTY ROAD 233, TYLER, TX 75707-3146
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Arp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,692.00 (+316.7%)	$400,269 (+586.19%) Land $68,992 Building $331,277	$400,269 (+586.19%) Land $68,992 Building $331,277
2025	$886.00	$58,332 Land $58,332	$58,332 Land $58,332

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2016)
Most Recent Claim	Mar 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WSC serves 5,862 people · EPA ID TX2120016
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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