18291 Badger Dr, Garrison, MN 56450 Property Records

Mille Lacs County property record for 18291 Badger Dr, Garrison, MN 56450

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 2020
Lot Size	0.457 acres (19,925 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,072 (2026)
Deeds & Mortgages	Jun 2020 Construction Loan Jun 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09-521-0010`

Property Details

APN / Parcel Number

Primary APN	`09-521-0010`

Interior

Building Area	1,520 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	19,925 sqft (0.457 acres)
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Deck Area	330 sqft

Location & Zoning

Street Address	18291 BADGER DR
City	GARRISON
State	MN
Zip	56450-8654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF OUTLOT A IS VALUED HERE
Legal Range	27
Legal Township	43
Legal Section	06
Legal Subdivision	LAST CAST ON MILLE LACS CIC 47
Legal Block	1
Legal Lot Number	1
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2004
Census Tract	970200

Owner

18291 Badger Dr is owned and occupied by two individuals who acquired it in January 2024.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18291 BADGER DR, GARRISON, MN 56450-8654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTRAL MINNESOTA CU
Jun 9, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTRAL MINNESOTA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 2, 2024
Transfer Doc	0000020168
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	18291 BADGER DR, GARRISON, MN 56450-8654
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T18528
Date	Jun 9, 2020
Instrument	T18528

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 25, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.88%
Index	3-Year CMT

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	18291 BADGER DR, GARRISON, MN 56450-8654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T18528
Date	Jun 9, 2020
Instrument	T18528

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 25, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.88%
Index	3-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 18291 Badger Dr was $5,072.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,072.00	$475,800 (+2.59%) Land $187,200 Building $288,600	$475,800 (+2.59%) Land $187,200 Building $288,600
2025		$463,800 Land $187,000 Building $276,800	$463,800 Land $187,000 Building $276,800
2023	$5,918.00	$492,100 Land $195,000 Building $297,100	$492,100 Land $195,000 Building $297,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18291 Badger Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18291 Badger Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINELAND tribal government · serves 4,220 people · EPA ID 055294301
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Badger Dr

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