18290 97th St SE, Becker, MN 55308 Property Records

Sherburne County property record for 18290 97th St SE, Becker, MN 55308

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,390 sqft · built 2000
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2015)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-458-0115`

Property Details

APN / Parcel Number

Primary APN	`05-458-0115`
Alternative APNs	`05-00458-0115` `8538`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	4 Stories
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Basement Area	1,382 sqft
Finished Basement	1,382 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Attached
Garage Area	640 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	48 sqft
Deck Area	195 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8538
Street Address	18290 97TH ST SE
City	BECKER
State	MN
Zip	55308-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 1
Legal Range	28W
Legal Township	34N
Legal Section	14
Legal Subdivision	BLACK SWAN FARM
Legal Block	1
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	BECKER
Census Block Group	3
Census Block	3041
Census Tract	30408

Owner

18290 97th St SE is owned and occupied by two individuals who bought it in May 2015.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18290 97TH ST SE, BECKER, MN 55308-8716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit EXPEDITION CU
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit UNITED EDUCATORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2015 · Amount on File
Deed Sale	May 18, 2015 · Amount on File
Prior Sale	Oct 25, 2005 · Amount on File
Deed Document Number	2015803416
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	18290 97TH ST SE, BECKER, MN 55308-8716
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18290 97TH ST SE, BECKER, MN 55308-8716

Mortgage

Document Number	0000961175
Date	Sep 5, 2023
Instrument	961175

Lender

Name	EXPEDITION CU
Type	Credit Union
Address	SAINT PAUL, MN 55120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	18290 97TH ST SE, BECKER, MN 55308-8716
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000929453
Date	Oct 7, 2021
Instrument	929453

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	18290 97TH ST SE, BECKER, MN 55308-8716
Document Number	0000894954
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18290 97TH ST SE BECKER MN 553088716, BECKER, MN 55308-8716

Mortgage

Document Number	0000894954
Date	Jul 2, 2020
Instrument	894954

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	18290 97TH ST SE, BECKER, MN 55308-8716
Document Number	0000846132
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18290 97TH ST SE BECKER MN 553088716, BECKER, MN 55308-8716

Mortgage

Document Number	0000846132
Date	Oct 5, 2017
Instrument	846132

Lender

Name	UNITED EDUCATORS CU
Type	Credit Union
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 4, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18290 97th St SE was $4,182 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Becker Township
Unified School District	Becker Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,700 Land $153,100 Building $274,600	$427,700 Land $153,100 Building $274,600
2025	$4,182.00
2023	$3,842.00	$418,600 Land $155,500 Building $263,100
2021			$418,600 Land $155,500 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18290 97th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18290 97th St SE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SkyNet Broadband Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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