1829 Cosner Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1829 Cosner Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,271 sqft · built 2006
Lot Size	2.27 acres (98,881 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (Jan 2006)
Tax Bill	$10,345 (2026)
Deeds & Mortgages	May 2018 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-103017`

Property Details

APN / Parcel Number

Primary APN	`04-103017`
Alternative APN	`103017`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,271 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	98,881 sqft (2.27 acres)
Garage Type	Built-in
Garage Area	936 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	103017
Street Address	1829 COSNER RD
City	FOREST HILL
State	MD
Zip	21050-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 4 2.27 AC 1829 COSNER ROAD THE OVERLOOK PT 116/15
Legal Subdivision	OVERLOOK 116-15
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	4
Census Block	4008
Census Tract	304202

Owner

1829 Cosner Rd is owner-occupied and held in a trust since April 2017.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1829 COSNER RD, FOREST HILL, MD 21050-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 7, 2022	Intrafamily Transfer, Transfer
May 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2006 · Amount on File
Deed Sale	Jan 30, 2006 · Amount on File
Deed Document Number	2006433
Deed Book / Page	6547 / 528
Last Transfer Date	Apr 12, 2017
Transfer Doc	0123310447
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1829 COSNER RD, FOREST HILL, MD 21050-2211
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128130058
Date	May 10, 2018
Book Page	12813/0058

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	298 Months
Due	Mar 1, 2043

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jun 7, 2022
Property Address	1829 COSNER RD, FOREST HILL, MD 21050-2211
Document Number	0155450365
Book / Page	15545 / 365
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Investor	Possibly a Property Investor

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	May 5, 2017
Property Address	1829 COSNER RD, FOREST HILL, MD 21050-2211
Document Number	0123310447
Book / Page	012331 / 000447
Instrument Date	Apr 12, 2017
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1829 COSNER RD FOREST HILL MD 210502211, FOREST HILL, MD 21050-2211

Tax Assessment & Valuation

The 2026 property tax bill for 1829 Cosner Rd was $10,345 with a homeowner's exemption, up 13.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,345.00 (+13.93%) Homeowner's exemption	$943,667 (+6.55%)	$1,001,700 (-) Land $141,300 Building $860,400
2025	$9,080.00 Homeowner's exemption	$885,633	$1,001,700 Land $141,300 Building $860,400
2023		$796,733	$827,600 Land $141,300 Building $686,300
2022	$8,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1829 Cosner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1829 Cosner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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