18285 Rd P.2, Cortez, CO 81321 Property Records

Montezuma County property record for 18285 Rd P.2, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 2022
Lot Size	17.6 acres (769,705 sqft)
Owner	Individual Name on File
Last Sale	$815,000 (May 2026)
Tax Bill	$1,429 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R015757`

Property Details

APN / Parcel Number

Primary APN	`R015757`
Alternative APN	`535534303004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,900 sqft Building Perimeter

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	769,705 sqft (17.6 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R015757
Street Address	18285 ROAD P.2
City	CORTEZ
State	CO
Zip	81321-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R 10-34
Legal Description	SUBDIVISION: GOODMAN RIDGE SUB LOT: 4 17.67AC B357 P01 B460 P763 R/460894 R/464901 R/485099
Legal Range	17W
Legal Township	37N
Legal Section	34
Legal Subdivision	GOODMAN RIDGE SUB
Legal Block	03
Legal Lot Number	4
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2020
Census Tract	969200

Owner

18285 Rd P.2 is owned and occupied by an individual who bought it in May 2026.

Source: Montezuma County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18285 ROAD P.2, CORTEZ, CO 81321-6704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Special Warranty Deed, Transfer · VA Mortgage BANK OF SAN JUANS
Oct 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RODNEY OLIVER ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Oct 2, 2023
Deed Document Number	2026667118
Prior Transfer Date	Sep 28, 2023
Prior Transfer Doc	0000652891
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	May 14, 2026
Property Address	18285 ROAD P.2, CORTEZ, CO 81321-6704
Document Number	0000667118
Instrument Date	May 14, 2026
Instrument	2026.667118
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,231.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18285 ROAD P.2, CORTEZ, CO 81321-6704

Mortgage

Document Number	0000667119,
Date	May 14, 2026
Instrument	2026.667119

Lender

Name	BANK OF SAN JUANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 2, 2023
Property Address	18285 ROAD P.2, CORTEZ, CO 81321-6704
Document Number	0000652891
Instrument Date	Sep 29, 2023
Instrument	652891
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20733 HIGHWAY 491, LEWIS, CO 81327-9742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18285 ROAD P.2, CORTEZ, CO 81321-6704

Mortgage

Document Number	0000652892
Date	Oct 2, 2023
Instrument	652892

Lender

Name	RODNEY OLIVER ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18285 Rd P.2 was $1,429, up 109.2% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,429.00 (+109.22%)	$115,605 (+108.44%) Land $533 Building $115,072	$398,637 (+108.44%) Land $1,838 Building $396,799
2024	$683.00 (-13.1%)	$55,462 (-22.34%) Land $528 Building $54,934	$191,249 (-22.34%) Land $1,820 Building $189,429
2023	$786.00 (+2,923.08%)	$71,412 (+11,325.92%) Land $528 Building $70,884	$246,249 (+11,321.57%) Land $1,820 Building $244,429
2022	$26.00	$625 Land $625	$2,156 Land $2,156

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18285 Rd P.2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18285 Rd P.2 is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 66% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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