18285 Prospect St, Melvindale, MI 48122 Property Records

Wayne County property record for 18285 Prospect St, Melvindale, MI 48122

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,339 sqft · built 1962
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Nov 2016)
Tax Bill	$4,661 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47 009 04 0154 000`

Property Details

APN / Parcel Number

Primary APN	`47 009 04 0154 000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18285 PROSPECT ST
City	MELVINDALE
State	MI
Zip	48122-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FA
Legal Description	Y154 155 LOTS 154 AND 155 ALSO ELY 1/2 ADJ VAC ALLEY ALLEN PARK SUB PC 35 L38 P84 WCR
Legal Subdivision	ALLEN PARK
Legal Lot Number	154-155
Jurisdiction	WAYNE MI
Township / Civil Division	MELVINDALE
Census Block Group	3
Census Block	3013
Census Tract	578500

Owner

18285 Prospect St is owned and occupied by an individual who bought it in November 2016.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	18285 PROSPECT ST, MELVINDALE, MI 48122-1519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Apr 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage DOWNRIVER COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2016 · Amount on File
Deed Sale	Nov 17, 2016 · Amount on File
Prior Sale	Aug 7, 2000 · Amount on File
Deed Document Number	2016395295
Deed Book / Page	53361 / 674
Prior Transfer Date	Apr 6, 2007
Prior Transfer Doc	0462200285
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	18285 PROSPECT ST, MELVINDALE, MI 48122-1519
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18285 PROSPECT ST, MELVINDALE, MI 48122-1519

Mortgage

Document Number	0567910817
Date	Jun 10, 2021
Book Page	56791/817
Instrument	2021247059

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	18285 PROSPECT ST, MELVINDALE, MI 48122-1519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0543751257
Date	Apr 25, 2018
Book Page	54375/1257
Instrument	2018159132

Lender

Name	DOWNRIVER COMMUNITY FCU
Type	Credit Union
Address	ECORSE, MI 48229

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18285 Prospect St was $4,661.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Melvindale City
Unified School District	Melvindale-North Allen Park School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,300 (+5.3%)	$206,600 (+5.3%)
2025	$4,661.00	$98,100	$196,200
2023		$72,000	$144,000
2021	$3,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18285 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18285 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELVINDALE serves 12,851 people · EPA ID MI0004220
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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