Morgan County property record for 18285 Hwy W, Versailles, MO 65084
| Property Type | Single Family Home |
|---|---|
| Details | 1,712 sqft · built 1970 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Jul 2026) |
| Tax Bill | $994 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-3.0-07-100-001-007.000 |
| Primary APN | 12-3.0-07-100-001-007.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 53,579 sqft |
| Lot Dimensions | 195 ft deep x 310 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18285 HIGHWAY W |
|---|---|
| City | VERSAILLES |
| State | MO |
| Zip | 65084-5297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT E 1/2 NE |
| Legal Range | 17 |
| Legal Township | 42 |
| Legal Section | 7 |
| Legal Block | 2 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | MOREAU |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 470300 |
18285 Hwy W is owned and occupied by two individuals who bought it in July 2026.
Source: Morgan County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18285 HIGHWAY W, VERSAILLES, MO 65084-5297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK |
| Dec 10, 2025 | Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on File |
| Deed Sale | Jul 20, 2026 · Amount on File |
| Prior Sale | Dec 10, 2025 · Amount on File |
| Deed Document Number | 20263625 |
| Prior Transfer Date | Mar 4, 2025 |
| Prior Transfer Doc | 0000000814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Jul 20, 2026 |
| Property Address | 18285 HIGHWAY W, VERSAILLES, MO 65084-5297 |
| Document Number | 0000003625 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20263625 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 23, 2026 |
| Title Company | TRUE LINE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18285 HIGHWAY W, VERSAILLES, MO 65084-5297 |
| Document Number | 0000003626, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20263626 |
| Name | CITIZENS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 13, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 18285 HIGHWAY W, VERSAILLES, MO 65084-5297 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | TRUE LINE TITLE |
| Name | Verified Name |
|---|---|
| Address | 13268 CHURCH RD, VERSAILLES, MO 65084-4722 |
| Document Number | 0202506008 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 202506008 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 18285 Hwy W was $994, up 7.7% from the year before.
Source: Morgan County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Unified School District | Morgan County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,070 (-) Land $1,919 Building $24,151 | $137,200 (-) Land $10,100 Building $127,100 | |
| 2025 | $994.00 (+7.69%) | $26,070 Land $1,919 Building $24,151 | $137,200 (-) Land $10,100 Building $127,100 |
| 2024 | $923.00 (-1.39%) | $137,200 Land $10,100 Building $127,100 | |
| 2023 | $936.00 (-0.32%) | $23,470 | |
| 2022 | $939.00 | $123,500 Land $8,700 Building $114,800 | |
| 2011 | $930.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18285 Hwy W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18285 Hwy W is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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