18282 Anduin Ter, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 18282 Anduin Ter, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,780 sqft · built 1986
Lot Size	0.265 acres (11,561 sqft)
Owner	Owner Name on File
Last Sale	$554,000 (Aug 2010)
Tax Bill	$15,927 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21E17DD00129`

Property Details

APN / Parcel Number

Primary APN	`21E17DD00129`
Alternative APN	`00332278`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,780 sqft Living Area
1st Floor Area	1,878 sqft
2nd Floor Area	1,887 sqft
Attic Area	1,887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	11,561 sqft
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00332278
Street Address	18282 ANDUIN TER
City	LAKE OSWEGO
State	OR
Zip	97034-7557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	2651 PALISADES PARK EST III LT 34 BLK 3
Legal Range	01E
Legal Township	02S
Legal Section	17
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	PALISADES PARK EST
Legal Block	3
Legal Lot Number	34
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1003
Census Tract	20403

Owner

The current owner of 18282 Anduin Ter acquired it in September 2010.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Owner Name on File
Mailing Address	18282 ANDUIN TER, LAKE OSWEGO, OR 97034-7557
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2010 · Amount on File
Deed Sale	Aug 19, 2010 · Amount on File
Prior Sale	Aug 19, 2010 · Amount on File
Deed Document Number	0000050214
Last Transfer Date	Sep 7, 2010
Transfer Doc	0000054865
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18282 ANDUIN TER, LAKE OSWEGO, OR 97034-7557
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028833
Date	Mar 22, 2021
Instrument	2021-028833

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	18282 ANDUIN TER, LAKE OSWEGO, OR 97034-7557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059698
Date	Jul 29, 2020
Instrument	2020-059698

Lender

Name	FIRST TECH CU
Type	Credit Union
Address	SPOKANE, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 18282 Anduin Ter was $15,927.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,927.00	$831,183	$1,426,401 Land $540,131 Building $886,270
2023	$15,047.00	$783,470	$1,381,568 Land $524,698 Building $856,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18282 Anduin Ter in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	25 (1980–2009)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2009 · rainfall accumulation
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18282 Anduin Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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