1828 Virgin Ave, Ashland, KY 41101 Property Records

Boyd County property record for 1828 Virgin Ave, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1950
Lot Size	0.123 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$31,000 (Mar 2021)
Tax Bill	$335 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-02-08-019.00`

Property Details

APN / Parcel Number

Primary APN	`038-02-08-019.00`
Alternative APN	`277571`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	160 sqft
Basement Area	932 sqft
Finished Basement	932 sqft

Exterior

Year Built	Built 1950
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.123 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Type	Basement
Garage Area	160 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	277571
Street Address	1828 VIRGIN AVE
City	ASHLAND
State	KY
Zip	41101-5073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 8 JONES SUBDIVISION #1
Legal Subdivision	JONES SUBITION
Legal Lot Number	8
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3006
Census Tract	30500

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5532 BLACKBURN AVE, ASHLAND, KY 41101-6486
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Jul 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage MEMBERS CHOICE CU
Mar 23, 2021	Deed, Transfer · Commercial Mortgage MEMBERS CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	9840101
Deed Book / Page	D826 / 293
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	1828 VIRGIN AVE, ASHLAND, KY 41101-5073
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001526/18
Date	Dec 27, 2022
Book Page	1526/18
Instrument	10016494

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	ASHLAND, KY 41102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2042

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	1828 VIRGIN AVE, ASHLAND, KY 41101-5073
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 VIRGIN AVE, ASHLAND, KY 41101-5073

Mortgage

Document Number	M1477/590
Date	Jul 30, 2021
Book Page	M1477/590
Instrument	10003414

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	ASHLAND, KY 41105

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 6, 2036

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Mar 23, 2021
Property Address	1828 VIRGIN AVE, ASHLAND, KY 41101-5073
Document Number	00D826/293
Book / Page	D826 / 293
Map Reference	MB 97 PG 1B
Instrument Date	Mar 22, 2021
Instrument	9840101
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4340 CHADWICK ST, 4340, ASHLAND, KY 41101-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5523 BLACKBURN AVE, ASHLAND, KY 41101-6479

Mortgage

Document Number	0009840102
Date	Mar 23, 2021
Instrument	9840102

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2036

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$335.00 (-2.33%)	$49,800 (-) Land $10,000 Building $39,800	$49,800 (-) Land $10,000 Building $39,800
2023	$343.00	$49,800 Land $10,000 Building $39,800	$49,800 Land $10,000 Building $39,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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