1828 Union St, Clearwater, FL 33763 Property Records

Pinellas County property record for 1828 Union St, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,859 sqft · built 1972
Lot Size	0.659 acres (28,693 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Dec 2020)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`C62-000-743-7639-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-7639-3`
Alternative APNs	`36-28-15-84969-000-0120` `281536849690000120` `152836849690000120` `R393240`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,859 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	1,859 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	28,693 sqft (0.659 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Deck Area	638 sqft
Patio Area	638 sqft
Loading Dock	144 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R393240
Street Address	1828 UNION ST
City	CLEARWATER
State	FL
Zip	33763-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE HEIGHTS UNIT 1 LOT 12
Legal Range	15E
Legal Township	28S
Legal Section	36
Legal Subdivision	SPRING LAKE HEIGHTS UNIT 1
Legal Tract	84969
Legal Block	4
Legal Lot Number	12
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	4
Census Block	4008
Census Tract	26916

Owner

1828 Union St is owned and occupied by an individual who bought it in December 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1828 UNION ST, CLEARWATER, FL 33763-2246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 6, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 21, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Apr 7, 2016 · Amount on File
Deed Document Number	2020383888
Deed Book / Page	21309 / 1886
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1828 UNION ST, CLEARWATER, FL 33763-2246
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 UNION ST, CLEARWATER, FL 33763-2246

Mortgage

Document Number	0233720408
Date	Nov 26, 2025
Book Page	23372/408
Instrument	2025332102

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1828 UNION ST, CLEARWATER, FL 33763-2246
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 UNION ST, CLEARWATER, FL 33763-2246

Mortgage

Document Number	0223361552
Date	Feb 6, 2023
Book Page	22336/1552
Instrument	2023030124

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 21, 2020
Property Address	1828 UNION ST, CLEARWATER, FL 33763-2246
Document Number	0213091886
Book / Page	21309 / 1886
Map Reference	MB 66 PG 57
Instrument Date	Dec 15, 2020
Instrument	2020383888
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 RATHFARNHAM RD, 65, ASHEVILLE, NC 28803-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 UNION ST, CLEARWATER, FL 33763-2246

Mortgage

Document Number	0213091889
Date	Dec 21, 2020
Instrument	21309/1889

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$331,234	$462,227 Land $185,251 Building $276,976
2023	Homeowner's exemption Veteran's exemption	$312,523	$401,877 Land $179,737 Building $222,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1828 Union St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1828 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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