1828 Rainbow Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 1828 Rainbow Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,624 sqft · built 1964
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$133,800 (Jan 2007)
Tax Bill	$1,296 (2025)
Deeds & Mortgages	May 2019 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023.006.04009008`

Property Details

APN / Parcel Number

Primary APN	`023.006.04009008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1828 RAINBOW DR
City	HIGH RIDGE
State	MO
Zip	63049-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	RAINBOW TERRACE 2 REV LOT 31
Legal Range	5E
Legal Township	43N
Legal Section	06
Legal Subdivision	RAINBOW TERRACE 2
Legal Block	3
Legal Lot Number	31
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	3
Census Block	3012
Census Tract	700303

Owner

1828 Rainbow Dr is owned and occupied by an individual who bought it in January 2007.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1828 RAINBOW DR, HIGH RIDGE, MO 63049-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Jun 4, 2020	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2007 · Amount on File
Deed Sale	Jan 18, 2007 · Amount on File
Prior Sale	Jun 24, 1999 · Amount on File
Deed Document Number	20072828
Prior Transfer Date	Dec 21, 2006
Prior Transfer Doc	0000002828
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1828 RAINBOW DR, HIGH RIDGE, MO 63049-1921
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013441
Date	May 14, 2019
Instrument	2019R-013441

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1828 RAINBOW DR, HIGH RIDGE, MO 63049-1921
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027449
Date	Sep 9, 2019
Instrument	2019R-027449

Lender

Name	VANTAGE CU
Type	Credit Union
Address	BRIDGETON, MO 63044

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 4, 2020
Property Address	1828 RAINBOW DR, HIGH RIDGE, MO 63049-1921
Document Number	0000019363
Instrument Date	May 28, 2020
Instrument	19363
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 RAINBOW DR HIGH RIDGE MO 630491922, HIGH RIDGE, MO 63049-1922

Tax Assessment & Valuation

The 2025 property tax bill for 1828 Rainbow Dr was $1,296.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,200 (-) Land $1,900 Building $16,300	$96,000 Land $10,200 Building $85,800
2025	$1,296.00	$18,200 Land $1,900 Building $16,300
2024			$96,000 (+8.23%) Land $10,200 Building $85,800
2023	$1,206.00	$16,800 Land $1,900 Building $14,900	$88,700 Land $10,200 Building $78,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1828 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1982–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1828 Rainbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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