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1828 Lewis Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1828 Lewis Rd, Jay, FL 32565

Property Summary

Property TypeTimberland, Forest, Woodland Vacant Land
Details4 bd · 2 ba · 2,992 sqft · built 2024
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Apr 2026)
Tax Bill$81 (2024)
Deeds & MortgagesApr 2026 Sale
Oct 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-4N-28-0000-00115-0000

Property Details

APN / Parcel Number

Primary APN27-4N-28-0000-00115-0000
Alternative APN
  • N284270000001150000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,992 sqft Gross Area
1st Floor Area1,960 sqft
FlooringWood

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeWood
Roof MaterialMetal
Lot Area1,742,400 sqft (40 acres)
View / LotWoodland
Garage TypeAttached
Garage Area630 sqft
PorchFlorida Room
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1828 LEWIS RD
CityJAY
StateFL
Zip32565
Property CategoryVacant Land
Property TypeVacant Land > Timberland, Forest, Woodland
Local Zoning CodeAG-RR
Legal Description**NEWLY DESCRIBED FOR 2022** PER COMBINE REQ TO ADD #1.12 & #1.14 TO #1.15 FOR 2022** **NEW PARCEL FOR 2020** PARCEL 5B- COM AT SE CORNER OF SECTION 27 TOWNSHIP 4 NORTH RANGE 28 WEST THN N01*41'36E ON E SEC LN 2705.47 FT THN N88*33'13W 2647.76 FT TO
Legal Range28W
Legal Township4N
Legal Section27
JurisdictionSANTA ROSA FL
Township / Civil DivisionBERRYDALE
Census Block Group4
Census Block4108
Census Tract10100

Owner

Source: Santa Rosa County records, as of May 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4783 BERRYHILL RD, MILTON, FL 32570-8085
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Warranty Deed, Transfer
CURE TITLE, PURE TITLE
Oct 15, 2021Deed of Trust, Mortgage · Construction Mortgage
UNIVERSITY LENDING GROUP LLC
Feb 2, 2024Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2026 · Amount on Record
Deed SaleApr 23, 2026 · Amount on Record
Deed Document Number202620275
Deed Book / Page4735 / 1444
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 23, 2026
Property Address1828 LEWIS RD, JAY, FL 32565
Document Number0000020275
Book / Page4735 / 1444
Instrument DateApr 14, 2026
Instrument2026.20275
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyCURE TITLE, PURE TITLE

Transaction

AmountAmount Recorded
Tax$494,900.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4783 BERRYHILL RD, MILTON, FL 32570-8085
InvestorPossibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property AddressLEWIS RD, JAY, FL 32565
Transaction TypeMortgage
Record UpdatedApr 16, 2024
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address664 B AVENGER DR, MILTON, FL 32570

Mortgage

Document Number0041940351
DateOct 15, 2021
Book Page4194/351
Instrument202169307
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property AddressLEWIS RD, JAY, FL 32565
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address564 AVENGER DR, MILTON, FL 32570-4119

Mortgage

Document Number0044710325
DateFeb 2, 2024
Book Page4471/325
Instrument202404599
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term371 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$274,033 (+3,706.01%)$501,013 (+108.76%) Land $246,000 Building $255,013
2024$81.00 (-2.41%)$7,200 (-) Land $7,200$240,000 (-4%) Land $7,200 Building $232,800
2023$83.00 (-97.19%)$7,200 (-97.14%) Land $7,200$250,000 (-0.79%) Land $7,200 Building $242,800
2022$2,957.00$252,000$252,000 Land $252,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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