1828 Killarn Cir, Middleburg, FL 32068 Property Records

Clay County property record for 1828 Killarn Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1986
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$3,615 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-25-009001-002-22`

Property Details

APN / Parcel Number

Primary APN	`04-05-25-009001-002-22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
Gross Area	1,765 sqft
1st Floor Area	1,309 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	117 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	456 sqft
Porch	Finished/Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1828 KILLARN CIR
City	MIDDLEBURG
State	FL
Zip	32068-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 21 SHAMROCK LAKE AS REC OR 2311 PG 1583; 2436 PG 452 & 2764 PG 791 F/J
Legal Range	25E
Legal Township	05S
Legal Section	04
Legal Subdivision	SHAMROCK LAKE
Legal Lot Number	21
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2002
Census Tract	30209

Owner

Source: Clay County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1828 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Mar 24, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 28, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Mar 23, 2018	Loan Modification, Mortgage · Conventional Mortgage COMPASS FED'L S&L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026
Deed Sale	Mar 24, 2026
Prior Sale	Jan 2, 2004 · Amount on Record
Deed Document Number	202613661
Deed Book / Page	5026 / 2036
Prior Transfer Date	Sep 22, 2004
Prior Transfer Doc	0024360452
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1828 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Investor	Possibly a Property Investor

Mortgage

Document Number	0044530030
Date	May 6, 2021
Book Page	4453/30
Instrument	2021028111

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 24, 2026
Property Address	1828 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Document Number	0050262036
Book / Page	5026 / 2036
Map Reference	MB 19 PG 61-63
Instrument Date	Mar 20, 2026
Instrument	2026013661
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2569 ROYAL POINTE DR, GREEN COVE SPRINGS, FL 32043-7252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 KILLAM CIRCLE, MIDDLEBURG, FL 32068

Mortgage

Document Number	0050262038
Date	Mar 24, 2026
Instrument	5026/2038

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1828 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043021355
Date	Apr 28, 2020
Book Page	4302/1355
Instrument	2020021148

Lender

Name	BBVA USA
Type	Bank
Address	ORANGE PARK, FL 32073

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	1828 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Document Number	0040720022
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 KILLARN CIR MIDDLEBURG FL 320684324, MIDDLEBURG, FL 32068-4324

Mortgage

Document Number	0040720022
Date	Apr 9, 2018
Book Page	004072/000022
Instrument	17687

Lender

Name	COMPASS FED'L S&L
Type	Federal Savings Bank
Address	ORANGE PARK, FL 32073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 8, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,615.00	$237,041 (+177.41%) Land $40,000 Building $197,041	$237,041 (+10.08%) Land $40,000 Building $197,041
2023	$946.00 (+18.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$85,447 (+3%)	$215,329 (+17.4%) Land $30,000 Building $185,329
2022	$796.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$82,959	$183,416 Land $30,000 Building $153,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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