1828 Deborah St, Tracy, CA 95376 Property Records

San Joaquin County property record for 1828 Deborah St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 956 sqft · built 1954
Lot Size	0.158 acres (6,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jun 2023)
Tax Bill	$5,224 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-430-130-000`

Property Details

APN / Parcel Number

Primary APN	`233-430-130-000`
Alternative APN	`233-430-13`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	956 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,901 sqft (0.158 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	233-430-13
Street Address	1828 DEBORAH ST
City	TRACY
State	CA
Zip	95376-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 345 ARBORDALE 02 MAP 13 PG 158 LOT 75
Legal Subdivision	ARBORDALE 02
Legal Tract	345
Legal Block	1
Legal Lot Number	75
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1003
Census Tract	5309

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1828 DEBORAH ST, TRACY, CA 95376-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Jun 26, 2018	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	202346339
Prior Transfer Date	Sep 25, 2014
Prior Transfer Doc	0000095863
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 13, 2023
Property Address	1828 DEBORAH ST, TRACY, CA 95376-2804
Document Number	0000046339
Map Reference	VOL 13 PG 158
Instrument Date	Jun 5, 2023
Instrument	2023-046339
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1828 DEBORAH ST, TRACY, CA 95376-2804

Mortgage

Document Number	0000046340
Date	Jun 13, 2023
Instrument	2023-046340

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1828 DEBORAH ST, TRACY, CA 95376-2804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 DEBORAH ST, TRACY, CA 95376-2804

Mortgage

Document Number	0000109746
Date	Aug 28, 2020
Instrument	2020-109746

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 26, 2018
Property Address	1828 DEBORAH ST, TRACY, CA 95376-2804
Document Number	0000070199
Map Reference	VOL 13 PG 158
Instrument Date	Jun 19, 2018
Instrument	2018-070199
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1828 DEBORAH ST, TRACY, CA 95376-2804

Mortgage

Document Number	0000070200
Date	Jun 26, 2018
Instrument	2018-070200

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,224.00 (-10.15%)
2025	$5,814.00 (+44.66%)	$504,594 (+34.13%) Land $150,858 Building $353,736
2023	$4,019.00 (+2.13%) Homeowner's exemption	$376,211 Land $164,045 Building $212,166	$425,790
2022	$3,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, T-Mobile.

Nearby Properties on Deborah St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures