1828 480th St, Cherokee, IA 51012 Property Records

Cherokee County property record for 1828 480th St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,484 sqft · built 2000
Lot Size	8.37 acres (364,597 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jun 2026)
Tax Bill	$5,476 (2026)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan May 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0701100003`

Property Details

APN / Parcel Number

Primary APN	`0701100003`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	1,704 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	1,704 sqft
Finished Basement	1,200 sqft
Unfinished Basement	504 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	364,597 sqft (8.37 acres)
Garage Type	Attached
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	480 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	1828 480TH ST
City	CHEROKEE
State	IA
Zip	51012-7035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 NE NW & NW NW 898B
Legal Range	40W
Legal Township	92N
Legal Section	01
Legal Subdivision	CHEROKEE COUNTY
Legal Block	100
Legal Lot Number	1
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1082
Census Tract	80200

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1828 480TH ST, CHEROKEE, IA 51012-7035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Construction Mortgage CHEROKEE STATE BANK
May 8, 2026	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Deed Document Number	20261082
Deed Book / Page	2026 / 1082
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jun 5, 2026
Property Address	1828 480TH ST, CHEROKEE, IA 51012-7035
Document Number	0000001082
Book / Page	2026 / 1082
Instrument Date	Jun 5, 2026
Instrument	20261082
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,455.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 480TH ST, CHEROKEE, IA 51012-7035

Mortgage

Document Number	0000001094,
Date	Jun 5, 2026
Book Page	2026/1094
Instrument	20261094

Lender

Name	CHEROKEE STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Dec 1, 2031

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Recording Date	May 8, 2026
Property Address	1828 480TH ST, CHEROKEE, IA 51012-7035
Document Number	0000000916
Book / Page	2026 / 916
Instrument Date	May 4, 2026
Instrument	2026916
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 480TH ST, CHEROKEE, IA 51012-7035

Mortgage

Document Number	0000000916,
Date	May 8, 2026
Book Page	2026/916
Instrument	2026916

Lender

Name	CENTRAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2027

Interest

Rate	6.46%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Sep 13, 2023
Property Address	1828 480TH ST, CHEROKEE, IA 51012-7035
Document Number	02023/1545
Book / Page	2023 / 1545
Map Reference	MB 3 PG 78
Instrument Date	Sep 12, 2023
Instrument	2023 1545
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1828 480TH ST, CHEROKEE, IA 51012-7035

Mortgage

Document Number	0020231546
Date	Sep 13, 2023
Instrument	2023 1546

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,476.00 (+0.22%)	$562,220 (-) Land $66,070 Building $496,150	$562,220 (-) Land $66,070 Building $496,150
2025		$562,220 (+13.83%) Land $66,070 Building $496,150	$562,220 (+13.83%) Land $66,070 Building $496,150
2024	$5,464.00 (+29.23%)
2023		$493,910 (+36.71%) Land $66,070 Building $427,840	$493,910 (+36.71%) Land $66,070 Building $427,840
2022	$4,228.00 Homeowner's exemption	$361,270 Land $52,860 Building $308,410
2021			$361,270 Land $52,860 Building $308,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Evertek Fixed Wireless	50 / 5
CenturyLink DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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