18275 Peninsulas Ct, Valley Lee, MD 20692 Property Records

St. Mary's County property record for 18275 Peninsulas Ct, Valley Lee, MD 20692

Property Summary

Property Type	Residential Vacant Land
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$412,500 (Jan 2019)
Tax Bill	$7,059 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-043114`

Property Details

APN / Parcel Number

Primary APN	`02-043114`
Alternative APN	`043114`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	043114
Street Address	18275 PENINSULAS CT
City	VALLEY LEE
State	MD
Zip	20692-3132
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RPD
Legal Description	LOT 5000-8 ST GEORGES PENINSULAS
Legal Subdivision	ST GEORGES PENINSULAS AT PINEY POINT
Legal Lot Number	8
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	3
Census Block	3001
Census Tract	876101

Owner

Source: St. Mary's County records · APN 02-043114

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18200 PENINSULAS CT, VALLEY LEE, MD 20692-3132
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2021	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
May 14, 2021	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage COLONIAL FARM CREDIT ACA
Jan 08, 2019	Deed, Transfer · Stand-Alone First Mortgage JASMINE ST GEORGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2019 · Amount on Record
Deed Sale	Jan 08, 2019 · Amount on Record
Prior Sale	Jan 11, 2007 · Amount on Record
Deed Book / Page	5008 / 93
Last Transfer Date	Apr 27, 2021
Transfer Doc	0057750229
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	18275 PENINSULAS CT, VALLEY LEE, MD 20692-3132
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46580 PURCELL FARM LN, DRAYDEN, MD 20630-3205

Mortgage

Document Number	0060020083
Date	Dec 01, 2021
Book Page	6002/83

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	FREDERICK, MD 21702

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	184 Months
Due	Apr 13, 2037

Interest

Rate	2.5%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	May 14, 2021
Property Address	18275 PENINSULAS CT, VALLEY LEE, MD 20692-3132
Document Number	0057750229
Book / Page	5775 / 229
Map Reference	PL 60 FO 71
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46580 PURCELL FARM LN, DRAYDEN, MD 20630-3205

Mortgage

Document Number	0005775234
Date	May 14, 2021
Instrument	5775/234

Lender

Name	COLONIAL FARM CREDIT ACA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jan 08, 2019
Property Address	18275 PENINSULAS CT, PINEY POINT, MD 20674
Document Number	0050080093
Book / Page	5008 / 093
Map Reference	LB 2929 FO 732
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	19296 KING JAMES PKWY, LEXINGTON PARK, MD 20653-3630

Mortgage

Document Number	0000500899
Date	Jan 08, 2019
Instrument	5008/99

Lender

Name	JASMINE ST GEORGE LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 01, 2021

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,667 (+1.6%)	$700,000 (+4.79%) Land $700,000
2025	$7,059.00 (+2.87%)	$668,000 (+2.87%) Land $668,000	$668,000 (-) Land $668,000
2023	$6,862.00	$649,333	$668,000 Land $668,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), as of May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 units insured incl. 6 condo units
Nearby Flood Claims	16 (2003–2022)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

Based on FCC filings for 3 locations within half a mile of this property.

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