18271 407th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 18271 407th St, Onamia, MN 56359

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1990
Lot Size40 acres (1,742,400 sqft)
OwnerIndividual Name on Record
Tax Bill$2,596 (2026)
Deeds & MortgagesOct 2019 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-007-0300

Property Details

APN / Parcel Number

Primary APN09-007-0300

Interior

Building Area1,152 sqft Living Area
Basement Area2,160 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area1,742,400 sqft (40 acres)
Garage TypeMixed
Garage Area896 sqft
Parking Spaces4 Parking Spaces
Deck Area280 sqft

Location & Zoning

Street Address18271 407TH ST
CityONAMIA
StateMN
Zip56359-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW OF NE 7 42 27 40.00
Legal Range27
Legal Township42
Legal Section07
JurisdictionMILLE LACS MN
Township / Civil DivisionKATHIO
Census Block Group3
Census Block3004
Census Tract970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18271 407TH ST, ONAMIA, MN 56359-2108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
BREMER BANK NA
May 17, 2017Deed of Trust, Mortgage
BREMER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address18271 407TH ST, ONAMIA, MN 56359-2108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA413692
DateOct 11, 2019
InstrumentA413692
Lender
NameBREMER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2049
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address18271 407TH ST, ONAMIA, MN 56359-2108
Transaction TypeMortgage
Record UpdatedJul 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, A400682
DateMay 17, 2017
InstrumentA400682
Lender
NameBREMER BANK NA
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
AmountAmount Recorded
Term359 Months
DueApr 28, 2047

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionKathio Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,596.00 (-7.94%)$329,100 (+8.83%) Land $153,000 Building $176,100$329,100 (+8.83%) Land $153,000 Building $176,100
2025$302,400 (-8.36%) Land $143,500 Building $158,900$302,400 (-8.36%) Land $143,500 Building $158,900
2023$2,820.00$330,000 Land $125,000 Building $205,000$330,000 Land $125,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 407th St

Nearby Streets

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