1827 Sundown Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1827 Sundown Dr, Navarre, FL 32566

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,556 sqft · built 2018
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2026)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-00300-0031`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-00300-0031`
Alternative APN	`S262181920003000031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,556 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	207 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1827 SUNDOWN DR
City	NAVARRE
State	FL
Zip	32566-8370
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	HOLLEY BY THE SEA 1ST CORR & AMEND W 1/2 OF LOT 3 BLK 3 DES IN OR 3750 PG 97 (KEPT E 1/2 LOT 3 PER SEPARATION REQUEST FOR 2018)
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	3
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2043
Census Tract	10820

Owner

Source: Santa Rosa County records · APN 18-2S-26-1920-00300-0031

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	88 HERMOSA AVE, PALMER LAKE, CO 80133-5067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2026 · Amount on Record
Deed Sale	May 06, 2026 · Amount on Record
Deed Document Number	202622864
Deed Book / Page	4741 / 172
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 06, 2026
Property Address	1827 SUNDOWN DR, NAVARRE, FL 32566-8370
Document Number	0047410172
Book / Page	4741 / 172
Instrument Date	Apr 30, 2026
Instrument	2026.22864
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	RELIABLE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$222,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 HERMOSA AVE, PALMER LAKE, CO 80133-5067

Mortgage

Document Number	0000022865,
Date	May 06, 2026
Book Page	4741/174
Instrument	2026.22865

Lender

Name	UNIVERSITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 (+6.62%) Homeowner's exemption	$271,159 (+3.13%)	$293,454 (+2.46%) Land $63,750 Building $229,704
2024	$2,551.00 (+4.98%) Homeowner's exemption	$262,937 (+3.31%)	$286,400 (+5.82%) Land $63,750 Building $222,650
2023	$2,430.00 (+3.85%) Homeowner's exemption	$254,514 (+1.05%)	$270,650 (+5.56%) Land $55,250 Building $215,400
2022	$2,340.00 Homeowner's exemption	$251,863	$256,388 Land $42,500 Building $213,888

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 184 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.