1827 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1827 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2001
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Mar 2018)
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-26-30-3558-0001-0030`

Property Details

APN / Parcel Number

Primary APN	`11-26-30-3558-0001-0030`
Alternative APNs	`263011355800010030` `84037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,352 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	396 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1827 MISSOURI AVE
City	SAINT CLOUD
State	FL
Zip	34769-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	JASMINE ESTATES PB 11 PG 175 LOT 3
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	JASMINE ESTATES
Legal Tract	3558
Legal Block	30
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2025
Census Tract	43303

Owner

1827 Missouri Ave is owned and occupied by an individual who acquired it in October 2024.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	1827 MISSOURI AVE, SAINT CLOUD, FL 34769-5119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage CONNIE HOFFMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Prior Sale	Aug 25, 2015 · Amount on File
Deed Document Number	201843542
Deed Book / Page	5302 / 1794
Last Transfer Date	Oct 18, 2024
Transfer Doc	0066902154
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1827 MISSOURI AVE, SAINT CLOUD, FL 34769-5119
Document Number	0055042799
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1827 MISSOURI AVE ST CLOUD FL 347695119, ST CLOUD, FL 34769-5119

Mortgage

Document Number	0055042799
Date	Apr 9, 2019
Book Page	005504/002799
Instrument	44625

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 8, 2039

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 16, 2018
Property Address	1827 MISSOURI AVE, SAINT CLOUD, FL 34769-5119
Document Number	0053021794
Book / Page	005302 / 001794
Instrument Date	Mar 16, 2018
Instrument	43542
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	BLUE WATER CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1827 MISSOURI AVE ST CLOUD FL 347695119, ST CLOUD, FL 34769-5119

Mortgage

Document Number	53021795
Date	Mar 16, 2018
Book Page	005302/001795
Instrument	43543

Lender

Name	CONNIE HOFFMAN
Address	1400 TERRY LN, KISSIMMEE, FL 34744-5638

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1827 Missouri Ave was $2,286, up 3.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00 (+3.72%)	$170,639	$287,900 Land $45,000 Building $242,900
2024	$2,204.00 (+2.99%)
2023	$2,140.00 (+4.04%) Homeowner's exemption	$161,000 (+3%)	$254,500 (+14.59%) Land $35,000 Building $219,500
2022	$2,057.00 Homeowner's exemption	$156,311	$222,100 Land $35,000 Building $187,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1827 Missouri Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1827 Missouri Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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