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1827 Laurel Oak Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 1827 Laurel Oak Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,122 sqft · built 1979
Lot Size0.308 acres (13,423 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Jun 2023)
Tax Bill$712 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086682-4278

Property Details

APN / Parcel Number

Primary APN086682-4278
Alternative APN
  • U31292133M000002000120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,122 sqft Living Area
Gross Area2,960 sqft
1st Floor Area2,122 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2011
Architectural StyleMansion
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,423 sqft (0.308 acres)
Lot Dimensions130 ft deep x 108 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area418 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0866824278
Street Address1827 LAUREL OAK DR
CityVALRICO
StateFL
Zip33596-5220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionBUCKHORN GOLF CLUB ESTATES PHASE 1 UNIT 2 LOT 12 BLOCK 2
Legal Range21E
Legal Township29S
Legal Section31
Legal SubdivisionBUCKHORN GOLF CLUB ESTATES PHASE 1 UNIT
Legal Phase1
Legal Tract33M
Legal Block2
Legal Lot Number12
Legal Unit2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1001
Census Tract13206

Owner

1827 Laurel Oak Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address1827 LAUREL OAK DR, VALRICO, FL 33596-5220
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · VA Mortgage
EMM LOANS LLC
Jun 22, 2023Warranty Deed, Transfer · VA Mortgage
EMM LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2023 · Amount on File
Deed SaleJun 22, 2023 · Amount on File
Deed Document Number2023273296
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1827 LAUREL OAK DR, VALRICO, FL 33596-5220
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1827 LAUREL OAK DR, VALRICO, FL 33596-5220

Mortgage

Document Number0000098324
DateMar 13, 2026
Instrument2026098324
Lender
NameEMM LOANS LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 22, 2023
Property Address1827 LAUREL OAK DR, VALRICO, FL 33596-5220
Document Number0000273296
Map ReferenceMB 48 PG 33-1&33-2
Instrument DateJun 22, 2023
Instrument2023273296
Transaction TypeTransfer
Record UpdatedJul 17, 2023
Title CompanyNOT AVAILABLE, SAVVY TITLE COMPANY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2808 LITHIA PINECREST RD APT 215, 215, VALRICO, FL 33596-5626

Transferred To (Grantee/Buyer)

NameVerified Name
Address1827 LAUREL OAK DR, VALRICO, FL 33596-5220

Mortgage

Document Number0000273297
DateJun 22, 2023
Instrument2023273297
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1827 Laurel Oak Dr was $712, up 9.9% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,482 (-1.83%) Land $114,566 Building $224,916$339,482 (-1.83%) Land $114,566 Building $224,916
2025$712.00 (+9.88%) Disabled Person's exemption Veteran's exemption$345,820 Land $114,566 Building $231,254$345,820 Land $114,566 Building $231,254
2024$648.00 (-70.25%)
2023$2,178.00 (+7.56%) Homeowner's exemption$132,537 (+3%)$276,511 (-2.62%) Land $107,827 Building $168,684
2022$2,025.00 Homeowner's exemption$128,677$283,937 Land $107,827 Building $176,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1827 Laurel Oak Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims10 (1998–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1827 Laurel Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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