1827 Harbor Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 1827 Harbor Dr, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,423 sqft · built 1983
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2018)
Tax Bill	$6,086 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`04-003020`

Property Details

APN / Parcel Number

Primary APN	`04-003020`
Alternative APNs	`4003020` `003020`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,423 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	450 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	480 sqft
Balcony Area	55 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003020
Street Address	1827 HARBOR DR
City	CHESTER
State	MD
Zip	21619-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 52-BLK D HARBOR VIEW
Legal Subdivision	HARBORVIEW
Legal Block	D
Legal Lot Number	52
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2001
Census Tract	811000

Owner

1827 Harbor Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1827 HARBOR DR, CHESTER, MD 21619-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 24, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Jan 10, 2011 · Amount on File
Deed Book / Page	2953 / 51
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1827 HARBOR DR, CHESTER, MD 21619-2109
Document Number	0032760201
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1827 HARBOR DR CHESTER MD 216192109, CHESTER, MD 21619-2109

Mortgage

Document Number	0032760201
Date	Mar 3, 2020
Book Page	003276/000201

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 2, 2045

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 24, 2018
Property Address	1827 HARBOR DR, CHESTER, MD 21619-2109
Document Number	0029530051
Book / Page	002953 / 000051
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	CAPITOL TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1827 HARBOR DR CHESTER MD 216192109, CHESTER, MD 21619-2109

Mortgage

Document Number	29530058
Date	Aug 24, 2018
Book Page	002953/000058

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1827 Harbor Dr was $6,086.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,200 Land $449,200 Building $259,000	$708,200 Land $449,200 Building $259,000
2025	$6,086.00
2023	$4,918.00	$522,100 Land $353,200 Building $168,900	$522,100 Land $353,200 Building $168,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1827 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1827 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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