1827 Chess Farm Ln, Stanley, NC 28164 Property Records

Lincoln County property record for 1827 Chess Farm Ln, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,708 sqft · built 2019
Lot Size	3.13 acres (136,561 sqft)
Owner	Individual Name on Record
Tax Bill	$2,857 (2023)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3691-52-7019`

Property Details

APN / Parcel Number

Primary APN	`3691-52-7019`
Alternative APNs	`369104527019` `268495` `31463`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,708 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Custom Design
Lot Area	136,561 sqft (3.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	268495
Old Parcel Number	369104527019
Street Address	1827 CHESS FARM LN
City	STANLEY
State	NC
Zip	28164-0500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELDD R-T
Legal Description	C Y DELLINGERRD 1511
Legal Subdivision	KEVIN D DELLINGER SURV
Legal Block	52
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3020
Census Tract	71102

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1827 CHESS FARM LN, STANLEY, NC 28164-0500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK SSB
Jun 7, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST CITIZENS BK
Jul 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018
Deed Sale	Jul 10, 2018
Prior Sale	Feb 10, 2012 · Amount on Record
Deed Document Number	0002755136
Deed Book / Page	2295 / 0367
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1827 CHESS FARM LN, STANLEY, NC 28164-0500
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 CHESS FARM LN, STANLEY, NC 28164-0500

Mortgage

Document Number	3026941
Date	Apr 5, 2021
Book Page	3026/941
Instrument	628639

Lender

Name	BELMONT SAVINGS BANK SSB
Type	Bank
Address	BELMONT, NC 28012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 7, 2019
Property Address	1827 CHESS FARM LN, STANLEY, NC 28164-0500
Book / Page	002822 / 000144
Instrument Date	May 31, 2019
Instrument	593435
Transaction Type	Construction Loan
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1827 CHESS FARM LN STANLEY NC 28164, STANLEY, NC 28164

Mortgage

Document Number	2822144
Date	Jun 7, 2019
Book Page	002822/000144
Instrument	593435

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 10, 2018
Property Address	1827 CHESS FARM LN, STANLEY, NC 28164-0500
Document Number	2755136
Book / Page	002755 / 000136
Instrument Date	Jul 5, 2018
Instrument	580351
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7448 OLD PLANK RD STANLEY NC 281647771, STANLEY, NC 28164-7771

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,857.00	$455,249 Land $45,184 Building $410,065	$455,249 Land $45,184 Building $410,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chess Farm Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures