1827 Big Bear Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1827 Big Bear Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	1 ba
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Apr 2021)
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-55-059-000`

Property Details

APN / Parcel Number

Primary APN	`007-55-059-000`
Alternative APN	`0075505900000`

Interior

Full Baths	1 Bath
Stories	1 Story

Exterior

Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1827 BIG BEAR DR
City	OWOSSO
State	MI
Zip	48867-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ROCK ESTATES #2- CALEDONIA TWP LOT 59.
Legal Subdivision	INDIAN ROCK ESTATES
Legal Lot Number	59
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	1
Census Block	1029
Census Tract	31700

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1827 BIG BEAR DR, OWOSSO, MI 48867-9158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BK
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	20213345535
Deed Book / Page	1281 / 768
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 23, 2021
Property Address	1827 BIG BEAR DR, OWOSSO, MI 48867-9158
Document Number	0012810768
Book / Page	1281 / 768
Map Reference	LB 14 PG 318
Instrument Date	Apr 16, 2021
Instrument	3345535
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1827 BIG BEAR DR, 1827, OWOSSO, MI 48867-9158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 W OLIVER ST, OWOSSO, MI 48867-2177

Mortgage

Document Number	3345536
Date	Apr 23, 2021
Instrument	3345536

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 9, 2019
Property Address	1827 BIG BEAR DR, OWOSSO, MI 48867-9158
Document Number	0012580804
Book / Page	001258 / 000804
Instrument Date	Jun 26, 2019
Instrument	3322341
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 TARR RDG ROGERS KY 413658428, ROGERS, KY 41365-8428

Mortgage

Document Number	12580805
Date	Jul 9, 2019
Book Page	001258/000805
Instrument	3322342

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1827 BIG BEAR DR, OWOSSO, MI 48867-9158
Document Number	0012570437
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1827 BIG BEAR DR OWOSSO MI 488679158, OWOSSO, MI 48867-9158

Mortgage

Document Number	0012570437
Date	May 20, 2019
Book Page	001257/000437
Instrument	3320969

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,300 (+3.65%)	$306,600 (+3.65%)
2025	$3,629.00 (+2.46%) Homeowner's exemption	$147,900 (+18.6%)	$295,800 (+18.6%)
2024	$3,542.00
2023	$3,542.00 Homeowner's exemption	$124,700	$249,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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