St. Charles County property record for 1826 Watson St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,604 sqft · built 1931 |
| Lot Size | 0.534 acres (23,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,717 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 028560A000 |
| Primary APN | 028560A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,604 sqft Living Area |
| Gross Area | 4,004 sqft |
| 1st Floor Area | 2,604 sqft |
| Basement Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,250 sqft (0.534 acres) |
| Lot Dimensions | 155 ft deep x 150 ft wide |
| Porch | Open Porch |
| Porch Area | 454 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 028560A000 |
|---|---|
| Street Address | 1826 WATSON ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF2 |
| Legal Description | LINDENWOOD HGTS BLK 4 LOTS 5-7 |
| Legal Subdivision | LINDENWOOD HGTS |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 310601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lindenwood Neighborhood Historic District listed 2016 · 109 contributing resources · NRIS 16000728 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1826 Watson St is owned and occupied by two individuals who acquired it in November 2015.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1826 WATSON ST, SAINT CHARLES, MO 63301-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 5, 2015 |
| Transfer Doc | 0064462296 |
| Record Updated | Sep 20, 2026 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,925 (-) | $394,339 (-) Land $90,000 Building $304,339 | |
| 2025 | $74,925 | $394,339 Land $90,000 Building $304,339 | |
| 2024 | $4,717.00 | ||
| 2023 | $73,708 | ||
| 2022 | $387,936 Land $67,500 Building $320,436 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1826 Watson St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2017) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1826 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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