1826 School St, Moraga, CA 94556 Property Records

Contra Costa County property record for 1826 School St, Moraga, CA 94556

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,192 sqft · built 1966
Lot Size0.24 acres (10,450 sqft)
Owner2 Company Names on Record
Last Sale$1,200,000 (Apr 2007)
Tax Bill$19,565 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN257-412-003-2

Property Details

APN / Parcel Number

Primary APN257-412-003-2
Alternative APN
  • 257-412-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,192 sqft Living Area
1st Floor Area2,192 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1975
Lot Area10,450 sqft (0.24 acres)
Garage TypeAttached
Garage Area499 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1826 SCHOOL ST
CityMORAGA
StateCA
Zip94556-1729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionTRACT 3542 LOT 47 EX MR
Legal SubdivisionSUBDIVISION 3542
Legal Tract3542
Legal Lot Number47
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1022
Census Tract352202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1826 SCHOOL ST, MORAGA, CA 94556-1729
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2007 · Amount on Record
Deed SaleApr 5, 2007 · Amount on Record
Prior SaleSep 25, 2003 · Amount on Record
Deed Document Number200799058
Last Transfer DateJun 21, 2013
Transfer Doc0000165316
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1826 SCHOOL ST, MORAGA, CA 94556-1729
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000180483
DateAug 25, 2020
Instrument2020-180483
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,639,888 (+2%) Land $1,100,093 Building $539,795
2025$19,565.00 (+5.84%) Homeowner's exemption$1,607,734 (+4.04%) Land $1,078,523 Building $529,211
2023$18,485.00 (+1.62%) Homeowner's exemption$1,545,306 Land $1,036,644 Building $508,662
2022$18,190.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1982–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

Nearby Properties on School St

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