1826 S 4th St, Springfield, IL 62703 Property Records

Sangamon County property record for 1826 S 4th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,104 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Jul 2018)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Aug 2013 Mortgage Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-284-009`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-284-009`
Alternative APN	`22040284009 (CHECK DIGIT = 9)`

Exterior

Lot Area	6,104 sqft (0.14 acres)

Location & Zoning

Account Number	22040284009
Street Address	1826 S 4TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 11 B 18 PAYNES S. SIDE ADDN
Legal Subdivision	PAYNES S. SIDE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2037
Census Tract	1800

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2013	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Oct 21, 2024	Deed of Trust, Mortgage · Line of Credit BANK & TRUST CO
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK & TRUST CO
Apr 19, 2013	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Prior Sale	Apr 19, 2013
Deed Document Number	201813647
Record Updated	Sep 20, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1826 S 4TH ST, SPRINGFIELD, IL 62703-3147
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R26074
Date	Aug 6, 2013
Instrument	2013R26074

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1826 S 4TH ST, SPRINGFIELD, IL 62703-3147
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R17914
Date	Oct 21, 2024
Instrument	2024R17914

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2039

Interest

Rate Type	Adjustable Rate
Rate	8%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 3, 2018
Property Address	1826 S 4TH ST, SPRINGFIELD, IL 62703-3147
Document Number	2018R13647
Instrument Date	Jul 2, 2018
Instrument	2018R13647
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 N MADISON ST, LITCHFIELD, IL 62056-1944

Mortgage

Document Number	2018R13648
Date	Jul 3, 2018
Instrument	2018R13648

Lender

Name	BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.13%

April 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 19, 2013
Property Address	1826 S 4TH ST, SPRINGFIELD, IL 62703-3147
Document Number	2013R12781
Instrument Date	Apr 7, 2013
Instrument	2013R12781
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2027 S ILLINI RD, SPRINGFIELD, IL 62704-3317

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,196.00 (+13.17%)	$39,480 (+25.27%) Land $5,015 Building $34,465	$118,440 (+25.27%) Land $15,045 Building $103,395
2022	$2,824.00	$31,515 Land $4,052 Building $27,463	$94,545 Land $12,156 Building $82,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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