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1826 Roper Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1826 Roper Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,868 sqft · built 2003
Lot Size0.211 acres (9,191 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Sep 2024)
Tax Bill$6,537 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Aug 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-26-31-0007-0001-1260

Property Details

APN / Parcel Number

Primary APN05-26-31-0007-0001-1260
Alternative APNs
  • 052631258600011260
  • 263105000700011260
  • 127416

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,868 sqft Living Area
Gross Area3,280 sqft Gross Area
1st Floor Area1,228 sqft 1st Floor
Upper Floors Area1,640 sqft Upper Floors
Stories2 Stories
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,191 sqft (0.211 acres)
Lot Dimensions115 ft deep x 80 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area400 sqft Garage
Patio Area28 sqft Patio
PorchFinished/Open Porch
Porch Area12 sqft Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1826 ROPER RD
CitySAINT CLOUD
StateFL
Zip34771-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHTON PARK PB 13 PG 157-158 LOT 126
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionASHTON PARK
Legal Tract7
Legal Block1260
Legal Lot Number126
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3056
Census Tract43700

Owner

Source: Osceola County records · APN 05-26-31-0007-0001-1260

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2024Warranty Deed, Transfer · FHA Mortgage
SOUTHPOINT FINANCIAL SERVICES INC
Aug 03, 2023Warranty Deed, Transfer
ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Jul 31, 2023Intrafamily Transfer, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 22, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2024 · Amount on Record
Deed SaleSep 12, 2024 · Amount on Record
Prior SaleAug 03, 2023 · Amount on Record
Deed Document Number2024117639
Deed Book / Page6664 / 385
Prior Transfer DateJul 25, 2023
Prior Transfer Doc0064511203
Record UpdatedJun 08, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 12, 2024
Property Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711
Document Number0066640385
Book / Page6664 / 385
Map ReferenceMB 13 PG 157
Instrument DateAug 30, 2024
Instrument2024117639
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711

Mortgage

Document Number2024117640
DateSep 12, 2024
Instrument2024117640
Lender
NameSOUTHPOINT FINANCIAL SERVICES INC
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2054

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 03, 2023
Property Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711
Document Number0064511203
Book / Page6451 / 1203
Map ReferenceMB 13 PG 157
Instrument DateJul 25, 2023
Instrument2023100553
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Tax$529.90
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 31, 2023
Property Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711
Document Number0064490790
Book / Page6449 / 790
Map ReferenceMB 13 PG 157
Instrument DateJul 25, 2023
Instrument2023098701
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711

Transferred To (Grantee/Buyer)

NameVerified Name
Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711

Mortgage

Document Number0006449795
DateJul 31, 2023
Instrument6449/795
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 22, 2021
Property Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711
Document Number0060071423
Book / Page6007 / 1423
Map ReferenceMB 13 PG 157
Instrument DateJul 09, 2021
Instrument2021113608
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,437.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 JODA CT, MONMOUTH JUNCTION, NJ 08852-2709

Transferred To (Grantee/Buyer)

NameVerified Name
Address1826 ROPER RD, SAINT CLOUD, FL 34771-1711
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,537.00 (+39.83%)$365,000 (+23.56%) Land $65,000 Building $300,000$365,000 (-3.16%) Land $65,000 Building $300,000
2024$4,675.00 (+2.5%)
2023$4,561.00 (+3.45%) Homeowner's exemption$295,404 (+3%)$376,900 (+31.42%) Land $60,000 Building $316,900
2022$4,409.00 Homeowner's exemption$286,800 Land $55,000 Building $231,800$286,800 Land $55,000 Building $231,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 885 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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