1826 James Ct, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 1826 James Ct, Cape Girardeau, MO 63701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1972
Lot Size	0.307 acres (13,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Feb 2018)
Tax Bill	$962 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167090014006000000`

Property Details

APN / Parcel Number

Primary APN	`167090014006000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,373 sqft (0.307 acres)
Lot Dimensions	50.9 ft deep x 73.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1826 JAMES CT
City	CAPE GIRARDEAU
State	MO
Zip	63701-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 BLK 2 MARTIN HILLS 06/30
Legal Range	14E
Legal Township	31S
Legal Section	30
Legal Subdivision	MARTIN HILLS
Legal Block	2
Legal Lot Number	9-10
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	CAPE GIRARDEAU
Census Block Group	2
Census Block	2001
Census Tract	881100

Owner

Source: Cape Girardeau County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1826 JAMES CT, CAPE GIRARDEAU, MO 63701-2942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Feb 22, 2018	Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2018 · Amount on Record
Deed Sale	Feb 22, 2018 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	20181595
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1826 JAMES CT, CAPE GIRARDEAU, MO 63701-2942
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202209732
Date	Sep 7, 2022
Instrument	2022-09732

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Feb 22, 2018
Property Address	1826 JAMES CT, CAPE GIRARDEAU, MO 63701-2942
Document Number	0201801595
Map Reference	PB 6 PG 30
Instrument Date	Feb 15, 2018
Instrument	201801595
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CAPITOL CITY BLVD, LANSING, MI 48906-2147

Mortgage

Document Number	0201801596
Date	Feb 22, 2018
Instrument	201801596

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Cape Girardeau City
Unified School District	Cape Girardeau 63 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,430 (-) Land $2,650 Building $15,780	$97,018 (-) Land $13,944 Building $83,074
2025	$962.00 (+5.48%)	$18,430 (+5.01%) Land $2,650 Building $15,780	$97,018 (+5%) Land $13,944 Building $83,074
2023	$912.00 (+8.44%)	$17,550 (+8.4%) Land $2,520 Building $15,030	$92,398 (+8.5%) Land $13,280 Building $79,118
2022	$841.00	$16,190 Land $2,330 Building $13,860
2021			$85,160 Land $12,240 Building $72,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1979–2008)
Claims Outside the SFHA	1 of 67
Most Recent Claim	Mar 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU PWS serves 39,941 people · EPA ID MO4010136
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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