1826 190th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1826 190th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,052 sqft · built 2008
Lot Size	0.079 acres (3,420 sqft)
Owner	Individual Name on Record
Last Sale	$489,900 (Dec 2025)
Tax Bill	$5,163 (2026)
Deeds & Mortgages	Jan 2025 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500382-0-450`

Property Details

APN / Parcel Number

Primary APN	`500382-0-450`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	2,443 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,420 sqft (0.079 acres)
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1826 190TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 44 PLAT BERKSHIRE PDD LOT 45 TOG/W UND INT IN TRS A, C & D EASE OF RECORD OUT OF 03-19-34-4-025 SEG 2007-0555 JU 1/3/07JU
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	BERKSHIRE PDD
Legal Tract	A
Legal Lot Number	45
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2017
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1826 190TH STREET CT E, SPANAWAY, WA 98387-4114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2025	Deed of Trust, Mortgage · Line of Credit O BEE CU
Dec 5, 2025	Warranty Deed, Transfer · FHA Mortgage KEY BANK NA
Dec 4, 2017	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Document Number	2025656
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1826 190TH STREET CT E, SPANAWAY, WA 98387-4114
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001230140
Date	Jan 23, 2025
Instrument	202501230140

Lender

Name	O BEE CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 5, 2025
Property Address	1826 190TH STREET CT E, SPANAWAY, WA 98387-4114
Document Number	0012050656
Map Reference	DOC 200612215001
Instrument Date	Dec 3, 2025
Instrument	202512050656
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	TICOR CP, TICOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,838.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 190TH STREET CT E, SPANAWAY, WA 98387-4114

Mortgage

Document Number	0012050657
Date	Dec 5, 2025
Instrument	202512050657

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	1826 190TH STREET CT E, SPANAWAY, WA 98387-4114
Document Number	1712220227
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1826 190TH STREET CT E SPANAWAY WA 983874114, SPANAWAY, WA 98387-4114

Mortgage

Document Number	1712220227
Date	Dec 22, 2017
Instrument	201712220227

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,163.00 (+3.45%)	$449,400 (-0.97%) Land $136,900 Building $312,500	$449,400 (-0.97%) Land $136,900 Building $312,500
2025	$4,991.00 (+4.15%)	$453,800 (+11.64%) Land $142,000 Building $311,800	$453,800 (+11.64%) Land $142,000 Building $311,800
2024	$4,792.00 (-4.35%)	$406,500 (-6.44%) Land $146,000 Building $260,500	$406,500 (-6.44%) Land $146,000 Building $260,500
2023	$5,010.00	$434,500 Land $141,000 Building $293,500	$434,500 Land $141,000 Building $293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, Verizon.

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