18250 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 18250 Pratt Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,488 sqft · built 1987
Lot Size	2.42 acres (105,546 sqft)
Owner	Individual Name on File
Last Sale	$212,500 (Sep 2020)
Tax Bill	$4,156 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02-05-400-031`

Property Details

APN / Parcel Number

Primary APN	`13-02-05-400-031`
Alternative APN	`0205400031`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	105,546 sqft (2.42 acres)
Lot Width	176 ft Width
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft
Patio Area	950 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18250 PRATT RD
City	ARMADA
State	MI
Zip	48005-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG 1.75
Legal Description	13-02-05-400-031 T5N, R13E, SEC 5, COMM AT E 1/4 COR SEC 5; TH N 89 DEG 21' 30" W 1023.87 FT TO POB; TH CONT N 89 DEG 21' 30"
Legal Range	13E
Legal Township	05N
Legal Section	05
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1011
Census Tract	212000

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18250 PRATT RD, ARMADA, MI 48005-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 2, 2020	Warranty Deed, Transfer · Conventional with PMI SIMPLE HM LNDG LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Aug 23, 2001 · Amount on Record
Deed Document Number	20202104500
Deed Book / Page	26963 / 434
Prior Transfer Date	Jul 2, 2015
Prior Transfer Doc	0000085332
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18250 PRATT RD, ARMADA, MI 48005-1124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002618
Date	Jan 9, 2018
Book Page	25154/483
Instrument	8002618

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 2, 2020
Property Address	18250 PRATT RD, ARMADA, MI 48005-1124
Document Number	0000104500
Book / Page	026963 / 000434
Instrument Date	Aug 28, 2020
Instrument	104500
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,828.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18250 PRATT RD ARMADA MI 480051124, ARMADA, MI 48005-1124

Mortgage

Document Number	119433
Date	Sep 2, 2020
Book Page	027042/000099
Instrument	119433

Lender

Name	SIMPLE HM LNDG LLC
Address	SHELBY TOWNSHIP, MI 48315

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,800 (+4.17%)	$299,600 (+4.17%)
2025	$4,156.00 (+16.45%) Homeowner's exemption	$143,800 (+16.53%)	$287,600 (+16.53%)
2023		$123,400	$246,800
2022	$3,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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