1825 Wilson Point Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 1825 Wilson Point Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,804 sqft · built 1987
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Oct 2025)
Tax Bill	$6,891 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2023 Transfer
APN	`15-2000009103`

Property Details

APN / Parcel Number

Primary APN	`15-2000009103`
Alternative APN	`2000009103`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,804 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	70 ft deep x 50 ft wide
View / Lot	Waterfront
Deck Area	400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2000009103
Street Address	1825 WILSON POINT RD
City	MIDDLE RIVER
State	MD
Zip	21220-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.120 AC BULL NECK
Legal Subdivision	BULL NECK
Legal Block	1
Legal Lot Number	104
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1037
Census Tract	451600

Owner

Source: Baltimore County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1825 WILSON POINT RD, MIDDLE RIVER, MD 21220-5429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Nov 13, 2006 · Amount on Record
Deed Book / Page	50654 / 1
Prior Transfer Date	Sep 2, 2023
Prior Transfer Doc	0485450458
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 29, 2025
Property Address	1825 WILSON POINT RD, BALTIMORE, MD 21220-5429
Document Number	0506540001
Book / Page	50654 / 1
Map Reference	MB WPC 8 FO 11
Instrument Date	Sep 29, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	GOLDSTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1825 WILSON POINT RD, MIDDLE RIVER, MD 21220-5429

Mortgage

Document Number	0000506546
Date	Oct 29, 2025
Instrument	50654/6

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	5-Year CMT
Margin	2
Max Rate	10.6%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Nov 14, 2023
Property Address	1825 WILSON POINT RD, BALTIMORE, MD 21220-5429
Document Number	0485450458
Book / Page	48545 / 458
Map Reference	MB WPC 8 FO 11
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1825 WILSON POINT RD, MIDDLE RIVER, MD 21220-5429

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,891.00 (+5%) Homeowner's exemption	$598,067 (+27.25%)	$662,100 (+40.87%) Land $255,000 Building $407,100
2024	$6,563.00 (+107.76%)
2023	$3,159.00 Homeowner's exemption	$470,000 Land $259,500 Building $210,500	$470,000 Land $259,500 Building $210,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	24 (1979–2011)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Apr 2011 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilson Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures