1825 Summitview Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1825 Summitview Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,763 sqft · built 1996
Lot Size0.28 acres (12,197 sqft)
Owner2 Company Names on File
Last Sale$200,000 (Nov 2003)
Tax Bill$3,831 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNA973000601

Property Details

APN / Parcel Number

Primary APNA973000601
Alternative APN
  • 3-0116-7509-00-0007.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,763 sqft Living Area
Gross Area3,885 sqft
1st Floor Area1,763 sqft
Basement Area1,681 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
TerrainRolling
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area160 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA973000601
Street Address1825 SUMMITVIEW DR
CitySAINT CHARLES
StateMO
Zip63303-5310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF1
Legal DescriptionSUMMIT AT ST CHAS LOT 7
Legal SubdivisionSUMMIT AT ST CHAS
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group2
Census Block2010
Census Tract311001

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1825 SUMMITVIEW DR, SAINT CHARLES, MO 63303-5310
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2003 · Amount on Record
Deed SaleNov 17, 2003 · Amount on Record
Prior SaleApr 24, 2001 · Amount on Record
Deed Document Number20031643000
Deed Book / Page3717 / 1522
Last Transfer DateDec 22, 2014
Transfer Doc0062861413
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1825 SUMMITVIEW DR, SAINT CHARLES, MO 63303-5310
Transaction TypeMortgage
Record UpdatedDec 14, 2023
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1825 SUMMITVIEW DR, SAINT CHARLES, MO 63303-5310

Mortgage

Document Number0000048682
DateNov 30, 2023
Instrument2023R-048682
Lender
NameNEIGHBORS CU
TypeCredit Union
AddressSAINT LOUIS, MO 63123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 29, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,831.00 (+4.22%)$66,534 (+7.34%)$350,177 (+7.34%) Land $75,000 Building $275,177
2024$3,676.00
2023$61,985
2022$326,237 Land $55,000 Building $271,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims20 (1979–1993)
Most Recent ClaimJun 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA, Wisper ISP.

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